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Kathleen Dufraine, CPCU, Chair
Vice President
ZENTA
Charlotte, NC
Rebecca Browning, Vice Chair
First Vice President
Grandbridge Real Estate Capital LLC
Houston, TX
Hal Collett, Vice Chair
Vice President-Servicing
Prudential Mortgage Capital Company
Dallas, TX
Brad Hauger, Vice Chair
Senior Vice President
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
Doris M. Hughes, Vice Chair
Director
Guardian Life Insurance Company of America
New York, NY
Thomas Nealon, Vice Chair
Group General Counsel
LNR Partners, Inc.
Miami, FL
Russell Richardson, CMB, Vice Chair
Senior Vice President & Loan Administration Manager
Grandbridge Real Estate Capital LLC
Birmingham, AL
Rolf Abt
Director-Loan Servicing
Johnson Capital
Denver, CO
Stacy G. Ackermann
Partner
Alston & Bird, LLP
Charlotte, NC
Jennifer Adams
Vice President
Bank of America
Charlotte, NC
Marilyn Addison
Director
Wachovia Securities
Charlotte, NC
Sandy Adelmann
Commercial Escrow Speacialist
NorthMarq Capital, LLC
Bloomington, MN
Audrey L. Afflerbach
Vice President
Wachovia Securities
Charlotte, NC
Kwami Ahovi-Zevo
Product Manager
Wachovia Securities
Charlotte, NC
Gregory F. Akins
Vice President
CWCapital
Washington, DC
John G. Aldridge, Jr.
Partner
McCalla Raymer, LLC
Atlanta, GA
Clyde M. Alexander
Director
Wachovia Securities
Charlotte, NC
Kathryn R. Allen
Manager, Mortgage Loan Administration
OneAmerica Financial Partners
Indianapolis, IN
Pearl Allen
Real Estate Analyst
CIGNA Realty Investors
Bloomfield, CT
Lori Altiero
Associate Director
MetLife, Inc.
Morristown, NJ
Lou Andre
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Richard Ash

Symetra Life Insurance Company
Bellevue, WA
Corey Babarovich
Owner
Strategic Property Associates/Strategic Asset Services
Rancho Santa Margarita, CA
Sanjiv Bahl
Project Manager-Mortgage Reporting
Guardian Life Insurance Company of America
New York, NY
Cindy Baker
Senior Vice President, Loan Administration
NCB
Arlington, VA
Karthik Balasubramaniam
Assistant Manager
ZENTA
Charlotte, NC
Wendy Balden
Assistant Vice President
Pacific Life Insurance Company
Newport Beach, CA
Marie Barbarino
Senior Servicing Specialist
PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
James B. Barclay, CMB, FLMI
Manager-Realty Administration
Southern Farm Bureau Life Insurance Company
Jackson, MS
John Barkanic
Analyst
Wachovia Securities
Charlotte, NC
John F. Baron
Partner
Alston & Bird, LLP
Charlotte, NC
Robert L. Barr
Assistant Director, Asset Management
Kentucky Housing Corporation
Frankfort, KY
Monica Barsamella
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Stacy N. Bauer
Accounting Manager
Capital Advisors, Inc.
Charlotte, NC
Glennon J. Baumann
Senior Vice President
Heartland Bank
Chesterfield, MO
Steven Beck, CMB
Director-Asset Administration
WESTCAP CORP
Irvine, CA
Joseph F. Beggins
Chief Executive Officer
GEMSA Loan Services LP
Houston, TX
Anthony Begin
Commercial Mortgage Service
Wachovia Securities
Charlotte, NC
Kristina Bennett
VP Risk Mitigation and Audit Management
Chase
Irving, TX
Darin Bennigsdorf
Assistant Managing Director - Special Servicing
Principal Real Estate Investors
Des Moines, IA
John Benson
Partner
Sutherland
Atlanta, GA
Crystal Benton
Analyst
ZENTA
Charlotte, NC
Stacey M. Berger
Executive Vice President
PNC Real Estate/Midland Loan Services, Inc.
Bethesda, MD
Michael D. Berman, CMB
President & Chief Executive Officer
CWCapital
Needham, MA
Chris Berrich
Senior Regional Vice President
EMG
Hunt Valley, MD
Kevin Bever

Polsinelli Shughart PC
Kansas City, MO
Deidra Blin
Commercial Mortgage Service
Principal Real Estate Investors
Des Moines, IA
Lester Bliwise
Partner
Sutherland
New York, NY
Daniel E. Bober
Executive Vice President
Wells Fargo Bank, N.A.
Birmingham, MI
Jon Boone
Vice President
Grandbridge Real Estate Capital LLC
Birmingham, AL
Kristian J.F. Bornemann
Vice President
Wells Fargo Bank, N.A.
San Francisco, CA
Beth Bornhoft
Vice President & Servicing Manager
Q10 Capital, LLC
Omaha, NE
Monica E. Borvice
Product Manager
Centerline Capital Group
New York, NY
Robert Bradley
Assistant Vice President
Bank of America
Charlotte, NC
Cynthia Branna
Associate Director
Holliday Fenoglio Fowler, L.P.
Coral Gables, FL
Rachel Bridwell
Portfolio Analyst
GEMSA Loan Services LP
Houston, TX
Nachael L. Bright
Associate
Alston & Bird, LLP
Charlotte, NC
Cyrus M. Brinn
Principal
Vital Financial, LLC
Newark, DE
Bernard M. Brown
President
Insurance Advisors, LLC
Stamford, CT
Rebecca Browning
First Vice President
Grandbridge Real Estate Capital LLC
Houston, TX
Norval Bruce
Vice Chairman/Chief Credit Officer
Imperial Capital Bank
La Jolla, CA
Charla Bryant
Assistant Vice President-Client Relations
Berkadia Commercial Mortgage LLC
Dallas, TX
Katherine A. Burroughs
Partner
Dechert LLP
Hartford, CT
Marla S. Campagna
Vice President
AIG Global Investment Corporation
Los Angeles, CA
Malcolm Campbell

ING Investment Management
Atlanta, GA
Tammy Capron
Manager, Property Insurance Risk Management
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
Mary Anne Carlin
Vice President
Starwood Property Trust, Inc.
Greenwich, CT
Richard Carlson
Senior Director
Fitch Ratings
Chicago, IL
Lisa A. Carson, CCIM
Senior Real Estate Analyst
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
Bonnie S. Carter
Assistant Vice President
American Fidelity Assurance Company
Oklahoma City, OK
Lindsey Carver
Analyst
ZENTA
Charlotte, NC
Theresa Castillo
Assistant Vice President/Manager Tax Administration
Grandbridge Real Estate Capital LLC
Charlotte, NC
Michael T. Cecka
Associate
Alston & Bird, LLP
Charlotte, NC
Suneetha Chappidi
Sr. Mortgage Asset Specialist
ING Investment Management
Atlanta, GA
Adam Chesbrough

American Capital
Bethesda, MD
Micah Childers
Portfolio Manager
Wachovia Securities
Charlotte, NC
Jeffrey Christopher

PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
John M. Church, CMB
Chief Executive Officer
Waterstone Asset Management, LLC
Charlotte, NC
Mark D. Ciarrocchi
Vice President
Wachovia Securities
Charlotte, NC
Heather Cicala
Officer
Bank of America
Charlotte, NC
Jack Cina
Loan Review Analyst
Federal Home Loan Bank of New York
Jersey City, NJ
Martin J. Clancy
Director of Loan Servicing & Asset Management
Bellwether Real Estate Capital, LLC
Cleveland, OH
Judith H. Clark
Vice President
Colliers Meredith & Grew
Boston, MA
Teresa A. Clemente
Vice President
HSBC Consumer & Mortgage Lending
New York, NY
Joshua A. Cohen
Managing Director
Commercial Defeasance, LLC
Charlotte, NC
Ozlem Colbert
Senior Vice President
NCB
Arlington, VA
Hal Collett
Vice President-Servicing
Prudential Mortgage Capital Company
Dallas, TX
Lisa Collins
Senior Vice President
Wells Fargo Bank, N.A.
Concord, CA
Mark Colon

Dechert LLP
New York, NY
Shelly A. Conlon
Senior Vice President
Berkadia Commercial Mortgage LLC
Tempe, AZ
Alan T. Conniff
Vice President-Agency Asset Management
NorthMarq Capital, LLC
Bloomington, MN
Jill L. Conry
Commercial Closing Manager
Summit Investment Partners
Lincoln, NE
Michelle Cook
Real Estate Investment Specialist
FBL Financial Group, Inc.
West Des Moines, IA
Sandy Cordill

Federal Home Loan Bank of Topeka
Topeka, KS
Carl E. Corrado
Executive Vice President
Great Lakes Financial Group Limited Partnership
Cleveland, OH
Altyn Cotell

Wachovia Securities
Charlotte, NC
Douglas L. Courtney
Investment Officer
John Hancock Financial Services
Dallas, TX
Yvonne Cox
Analyst
ZENTA
Charlotte, NC
Becky Cronkrite
Analyst
ZENTA
Charlotte, NC
James D. Crowder
Vice President
Wachovia Securities
Charlotte, NC
Dennis Cruikshank
Senior Vice President
NorthMarq Capital, LLC
Minneapolis, MN
Sonya Crump-Greene

Wachovia Securities
Charlotte, NC
Russell D. Cummins, AMP
EVP, CFO
Charter Mortgage Company
Albuquerque, NM
Richard A. Dagnall
Senior Managing Director
CB Richard Ellis, Inc.
Houston, TX
Manhal Dandachi
Associate Director
Cornerstone Real Estate Advisers, LLC
Newport Beach, CA
James A.L. Daniel, Jr.
Partner
Alston & Bird, LLP
Charlotte, NC
Deonna Daniels
Analyst
ZENTA
Charlotte, NC
Susan Daniels
Loan Administrator II
Summit Investment Partners
Cincinnati, OH
Patricia Daugherty
Director
CWCapital
Washington, DC
Jeffrey Davis
President
Cambridge Realty Capital, Ltd.
Chicago, IL
Jeremy F. Davis
Vice President and Business Development Manager
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
Michelle Day
Mortgage Loan Analyst
Aviva Investors North America, Inc.
Des Moines, IA
Ken Dayton
Vice President
Oak Grove Capital
Saint Paul, MN
Richard C. De Zego
Senior Executive Vice President
HSBC Consumer & Mortgage Lending
New York, NY
Thomas B. Deane
Head of Dispositions-Real Estate Special Assets
Wachovia Securities
Charlotte, NC
Wallace Deaver
Vice President
Wells Fargo Bank, N.A.
Knoxville, TN
Richard B. Deemer
Associate Director
Cornerstone Real Estate Advisers, LLC
Washington, DC
Joanne M. Denver
Managing Director
Cornerstone Real Estate Advisers, LLC
Springfield, MA
Annette F. Detwiler
Senior Investment Analyst
State Farm Life Insurance Company
Bloomington, IL
Eric Diaz
Attorney
Ballard Spahr LLP
Philadelphia, PA
Kenneth D. Dickinson
President
Dickinson Logan Todd & Barber Inc
Raleigh, NC
Lisa Dixon
Associate Director
Holliday Fenoglio Fowler, L.P.
Houston, TX
William Doherty
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Paul S. Donohue, Esq.
Partner
Alston & Bird, LLP
Charlotte, NC
Clare C. Dooley
Senior Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Anne Doty
Vice President-Manager Portfolio & Asset Management
Grandbridge Real Estate Capital LLC
Birmingham, AL
Melanie L. Doyle
Director-Mortgage Loans Portfolio Management
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
Michael Doyle
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Benjamin Dubbrin
Account Manager
Altisource Portfolio Solutions
West Palm Beach, FL
Douglas Duess
Commercial Loan Review Analyst
Federal Home Loan Bank of New York
Jersey City, NJ
Kathleen Dufraine, CPCU
Vice President
ZENTA
Charlotte, NC
Kristi Duncan
Portfolio Manager
GEMSA Loan Services LP
Houston, TX
Andy Dunlap
Vice President
1st Service Solutions, Inc.
Grapevine, TX
Charles E. Dunleavy, Jr.
Vice Chairman
Berkadia Commercial Mortgage LLC
Horsham, PA
Michael Dunning
Assistant Vice President
Bank of America
Charlotte, NC
Keith A. Dunsmore, Esq.
Partner
Bryan Cave LLP
Washington, DC
Robert D. Dustin
Managing Director
Columbia National Real Estate Finance, LLC
Columbia, MD
Lyndell Elam
Vice President-Document Admin Manager
Grandbridge Real Estate Capital LLC
Charlotte, NC
Carol Ellis
Assistant Vice President
Q10 Capital, LLC
Morristown, NJ
Tresa J. Engel
Vice President
Dougherty Funding LLC
Minneapolis, MN
Lori Eshoo
President & Chief Executive Officer
National Tax Search
Chicago, IL
Cheryl T. Eskridge
Vice President
Countrywide Capital Markets
Plano, TX
Tina E. Evans
Loan Servicing Manager
Q10 Bonneville Mortgage Company
Salt Lake City, UT
David M. Fagan
Senior Vice President
M&T Realty Capital Corporation
Sarasota, FL
Lillian Fahr
Vice President
Wachovia Securities
Charlotte, NC
Leslie K. Fairbanks
Managing Director
Wachovia Securities
Charlotte, NC
Michael J. Falabella
Director
New York Life Investment Management LLC
New York, NY
Michael Farrell
Vice Present - Portfolio Manager
Wachovia Securities
Charlotte, NC
Desiree J. Farve
Vice President
Wells Fargo Bank, N.A.
Mc Lean, VA
Christopher J. Fernandez
Associate
Alston & Bird, LLP
Charlotte, NC
Allison Ferrante
Client Relations Manager
Berkadia Commercial Mortgage LLC
Horsham, PA
Wayne M. Fitzgerald, II
Managing Director
Helix Financial Group LLC
Charlotte, NC
Daniel J. Flanigan
Chair, Real Estate and Financial Services
Polsinelli Shughart PC
Kansas City, MO
Karen L. Ford
Senior Vice President-Administration & Finance
Love Funding Corporation
Hattiesburg, MS
Lakisha Ford
Senior Asset Analyst
Grandbridge Real Estate Capital LLC
Birmingham, AL
MaryAnn Fordham
Director
John Hancock Financial Services
Boston, MA
Brian C. Foster
Vice President-CRE
Chase
Torrance, CA
Richard D. Foster
Risk Manager
Pacific Life Insurance Company
Newport Beach, CA
Arthur J. Francis
Assistant Vice President
John Hancock Financial Services
Boston, MA
Rose Ella Frankiewich
Assistant Vice President-Servicing Operations
Arbor Commercial Mortgage, LLC
Buffalo, NY
William R. Frazer
Chief Financial Officer
CBRE Capital Markets
Houston, TX
Amy L. Frazey, CPA
Assistant Vice President-Investment Administration
StanCorp Mortgage Investors, LLC
Hillsboro, OR
Scott R. Friberg
Chief Operations Officer
First American
Irving, TX
Faye J. Friedman
Director & Portfolio Management-Global Private Markets
TIAA-CREF
New York, NY
Mitchell R. Friedman
Loan Servicing Manager
Allstate Investments, LLC
Northbrook, IL
Eric C. Frisk
Director-Commercial Loan Asset Management
Allianz of America, Inc.
Westport, CT
Christopher D. Gaas
Managing Director
GEMSA Loan Services LP
Houston, TX
Jeni Gallagher
Assistant Vice President, Escrow Operations
Chase
Irving, TX
Cheryl Gebhart
Supervisor-Asset Management
NorthMarq Capital, LLC
Bloomington, MN
Gayle L. Gerke
Associate-Insurance Services
PPM Finance, Inc.
Chicago, IL
Kathy Getto
Servicing Technical Analyst
iStar Financial
New York, NY
Joachim Gielens
Vice President
Deutsche Genossenschafts-Hypothekenbank AG
New York, NY
Toni Gilbert
Senior Agency Servicing Analyst
Oak Grove Capital
Eagan, MN
Charles Giles
Assistant Managing Director
Principal Real Estate Investors
Des Moines, IA
Shelia A. Gillespie
Vice President-Portfolio Manager Servicing
Berkadia Commercial Mortgage LLC
Horsham, PA
Mark Goldberg
Director
Standard & Poor's
New York, NY
James J. Goodall
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Thomas E. Goodfellow
Investor Reporting & Controller
CW Cobb & Associates Inc
Arlington, VA
Mary Gordon
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Mickey Gowdy
Executive Vice President
Q10 Capital, LLC
Albuquerque, NM
Mary L. Grafing
Insurance Manager
MetLife, Inc.
Morristown, NJ
Debra C. Grant
Senior Loan Administrator
State Farm Life Insurance Company
Bloomington, IL
Julia Gratzer

Grandbridge Real Estate Capital LLC
Charlotte, NC
Robin R. Green
Partner
Bryan Cave LLP
Dallas, TX
Margaret Gremore
Vice President
Wells Fargo Bank, N.A.
Concord, CA
Nancy J. Guanci
Assistant Vice President
Deutsche Bank Berkshire Mortgage, Inc.
Boston, MA
Tammie Gulling
Director
Aviva Investors North America, Inc.
Des Moines, IA
Lise Gurgiolo
Servicing Supervisor, Loan Administration
PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
Mark Guzauskas
Senior Loan Servicing Analyst
Allstate Investments, LLC
Northbrook, IL
Bert Haboucha
Vice President/Manager
Fremont Investment & Loan
Anaheim, CA
Neil F. Hagan
Managing Director
Capital Services Group
Singapore,
David W. Haley
Managing Director
GEMSA Loan Services LP
Houston, TX
Gardner P. Hall
Senior Vice President
CWCapital
Needham, MA
Tricia B. Hall

Lehman Brothers Holdings, Inc.
New York, NY
Michael Halpern

Safeguard Properties
Cleveland, OH
Ann Hambly
Chief Executive Officer
1st Service Solutions, Inc.
Grapevine, TX
AnnMarie Hancock

Wells Fargo Bank, N.A.
Concord, CA
Brian Hanson
Managing Director
CWCapital
Washington, DC
Mary Harriman, CPCU, ARM
Insurable Risk Management Consultant
Northwestern Mutual Life Insurance Company
Milwaukee, WI
Rosemary E. Harrington

New York Life Investment Management LLC
New York, NY
Candice Harwell
Vice President
SunTrust Bank
Atlanta, GA
Graham Harwood, CPC
Chief Executive Officer
Harwood & Harwood, Inc.
Blowing Rock, NC
Rachelle Hasskamp
Senior Vice President-Closing & Loan Administration
Q10 Capital, LLC
Los Angeles, CA
Brad Hauger
Senior Vice President
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
Debra Hausser
Assistant Vice President
Zurich North America
Greenwood Village, CO
Michael Heagerty
Principal
Newmark Realty Capital, Inc.
San Francisco, CA
Cindy Heidel
Real Estate Counsel
Genworth Financial
Richmond, VA
Joseph B. Heil, Esq
Partner
Dechert LLP
San Francisco, CA
Carrie Henderson
Associate/Portfolio Manager
Bank of America Home Loans
Charlotte, NC
Michael J. Henderson
Vice President
Berkadia Commercial Mortgage LLC
Denver, CO
Nydia M. Hernandez
Asset Manager
New York Life Investment Management LLC
New York, NY
Michael Hickman
Attorney
Polsinelli Shughart PC
Kansas City, MO
Allan P. Highcove
Investor Accounting Specialist
Q10 Capital, LLC
Albuquerque, NM
David Hill
Operations Manager
First American
Irving, TX
Jackie Hill
Vice President - Manager - REAM- VPM
Wachovia Securities
Charlotte, NC
Leslie Hill
Vice President
Bank of America Home Loans
Charlotte, NC
Mark A. Hill, CMB
Senior Vice President
NorthMarq Capital, LLC
Charlotte, NC
S. Lewis Hill
President
First American
Irving, TX
Steven E. Hinds
President
George Elkins Mortgage Banking Company
Los Angeles, CA
Lisa Hinson
Servicing Manager
Trinity Real Estate Finance, Inc.
San Antonio, TX
Kenneth Hodge
Director-Loan Administration
Aegon USA Realty Advisors, Inc.
Louisville, KY
Valerie A. Hodges
Mortgage Loan Administrator
Farm Bureau Life Insurance Company of Michigan
Lansing, MI
Philip R. Hogue
Vice President, Realty Investments
Southern Farm Bureau Life Insurance Company
Jackson, MS
Casey Holland
Insurance Supervisor
NorthMarq Capital, LLC
Bloomington, MN
Sharon Holman
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Grace Holst
Vice President Solutions Administration
Berkadia Commercial Mortgage LLC
Horsham, PA
Keith C. Honig
Senior Vice President
AIG Global Investment Corporation
Los Angeles, CA
Janet Hood
Escrow & Collateral Manager
The Bank of New York Mellon
Irving, TX
John Hosmer, Jr.
CEO
Commercial Defeasance, LLC
Charlotte, NC
David D. Howell
Loan Servicing Administrator
Q10 Phillips Realty Capital
Bethesda, MD
Lily Huang
Administrative Assistant
Q10 Phillips Realty Capital
Bethesda, MD
Carol Huber
Supervisor, Property Insurance Risk
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
KaTrina Hudson
Assistant Vice President/Manager, Investor Reporting
Grandbridge Real Estate Capital LLC
Charlotte, NC
Doris M. Hughes
Director
Guardian Life Insurance Company of America
New York, NY
Nancy R. Hughes
Vice President
RiverSource Investments LLC
Minneapolis, MN
Alberta E. Hultman
Executive Director & Chief Executive Officer
USFN
Tustin, CA
Maureen Huntley, CPA
President & Chief Operating Officer-Q10 National
Q10 Capital, LLC
Portland, OR
Jeffrey Hurley

CBRE Capital Markets
Houston, TX
Dan Husak
Vice President & Manager Investor Reporting
Grandbridge Real Estate Capital LLC
Charlotte, NC
Steven T. Iwamura
Attorney
Clay Chapman Crumpton Iwamura & Pulice
Honolulu, HI
Lamees Jameel

Wachovia Securities
Charlotte, NC
Cynthia Jankowski
Senior Vice President
PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
Dennis Jankowski
Senior Vice President
First American
Westlake, TX
Karthik Jayaraman
Process Lead
ZENTA
Charlotte, NC
Javier Jimenez
Finance Supervisor
State Farm Life Insurance Company
Bloomington, IL
Richard Joe
Managing Director
Berkadia Commercial Mortgage LLC
Horsham, PA
Susan R. Johansen
Vice President-Loan Administration & Accounting
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
Martha J. Johnson
Vice President
Wells Fargo Bank, N.A.
Mc Lean, VA
Michael G. Johnson
Vice President
Walker & Dunlop, LLC
Bethesda, MD
Steven Johnson
Managing Director-Commercial Mortgage Servicing
Principal Real Estate Investors
Des Moines, IA
Marilyn Sue Jones
Senior Investment Professional-Real Estate Investments
Nationwide Life Insurance Company
Columbus, OH
Richard K. Juergens, Jr., CMB
Principal
Q10 Phillips Realty Capital
Bethesda, MD
Donald J. Kalescky, CMB
President
Peloton Asset & Loan Services, LLC
Dallas, TX
Jason Kamienski

Berkadia Commercial Mortgage LLC
,
Richard Kaminski

Guardian Life Insurance Company of America
New York, NY
Colleen Kane
Analyst
Wachovia Securities
Charlotte, NC
Sangeeta Kapur
Operational Risk Consultant
Wells Fargo Bank, N.A.
Concord, CA
Keith A. Kehlbeck
Vice President-Operations & Accounting
Prudential Mortgage Capital Company
Dallas, TX
Eric M. Keifer
Senior Vice President
Berkadia Commercial Mortgage LLC
Saint Louis, MO
Michelle Kelban

Latham & Watkins LLP
New York, NY
Charles R. Kelley, AMP
Director-Client Relations
McCalla Raymer, LLC
Roswell, GA
Joseph D. Kellum
Vice President
PNC Real Estate/Midland Loan Services, Inc.
Atlanta, GA
Robert Kelly
Vice President, Senior Asset Manager
Wachovia Mortgage Corporation
Bethesda, MD
John Kemp

Standard & Poor's
New York, NY
Jon P. Kemp
Vice President & Corporate Asset Risk Management
Wells Fargo Bank, N.A.
Concord, CA
Jacklyn Kendrick
Co-General Manager
Ocwen Financial Corporation
Toronto, ON
Judy King

JKing Enterprises
,
Ted W. King
Vice President
ING Investment Management
Atlanta, GA
Jean V. Klucsarits
Senior Asset Manager
New York Life Investment Management LLC
New York, NY
Kenneth Knight
Loan Review Officer
Federal Home Loan Bank of New York
Jersey City, NJ
Celeste Konicky
Vice President/Paralegal
Bank of America Home Loans
Charlotte, NC
Shannon Koon
Administration Analyst
Summit Investment Partners
Cincinnati, OH
Barbara L. Koorey
Vice President & General Manager
National Asset Management Group
Anaheim, CA
Rena Krebsbach
Manager
Principal Real Estate Investors
Des Moines, IA
Alan Kronovet
Managing Director
Wells Fargo Bank, N.A.
Charlotte, NC
Nancy K. Kunkel
Director-Asset Management
Prudential Mortgage Capital Company
Dallas, TX
Mary Lee Lacey
Vice President, Real Estate Tax Servicing
EverHome Mortgage Company
Jacksonville, FL
Nick Laettner
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Jim Lagrou
Vice President
Carolina Copy Services, Inc.
Charlotte, NC
Connie A. Lahn
Attorney At Law
Fafinski Mark & Johnson, P.A.
Eden Prairie, MN
William F. Lamey
Managing Director, Loan Servicing and Asset Management
PNC Real Estate/Midland Loan Services, Inc.
Columbus, OH
Nissreen O. Lancaster
Loan Resolution Manager - AVP
Chase
Irving, TX
Lea L. Land
Director
Wachovia Securities
Charlotte, NC
George Lander, CMB
Vice President-Manager-Portfolio & Asset Management
Grandbridge Real Estate Capital LLC
Birmingham, AL
Richard Landgraf
Senior Vice President
Wells Fargo Bank, N.A.
Concord, CA
Colleen Larkin
Vice President
New York Life Investment Management LLC
New York, NY
Jon Laws

Bank of America Home Loans
Charlotte, NC
Nancy Leathers
Vice President-Investor Reporting
PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
Alfred C. Lewis
Second Vice President
New York Life Investment Management LLC
New York, NY
Albert Libke
Manager-Escrow Administration
NorthMarq Capital, LLC
Bloomington, MN
Matthew Liebler
Vice President - Portfolio Manager
Wachovia Securities
Charlotte, NC
Deb L. Lindstrom
Insurance Administrator
Principal Real Estate Investors
Des Moines, IA
Michael I. Lipson, CMB
President & Chief Executive Officer
Berkadia Commercial Mortgage LLC
Horsham, PA
Fred Little
Assistant Vice President
Bank of America
Charlotte, NC
Clay A. Littlefield
Associate
Alston & Bird, LLP
Charlotte, NC
Iliana Llaneras
Managing Director
Portfolio Securitization Capital Group
Los Angeles, CA
Elizabeth S. Love
Associate Director
Holliday Fenoglio Fowler, L.P.
Boston, MA
Joseph L. Lovell
Senior Vice President
Grandbridge Real Estate Capital LLC
Charlotte, NC
Tammy Lunetta
Assistant Vice President
Bank of America
Charlotte, NC
Kathleen H. Luzik
Managing Director
NCB
Arlington, VA
Peter A. Lynch
Senior Investment Professional
Nationwide Life Insurance Company
Columbus, OH
Peggy Ma
Relationship Manager
Wells Fargo Bank, N.A.
Concord, CA
Jeffrey T. Majewski
Chief Operations Officer
CBRE Capital Markets
Houston, TX
Jessica Maldonado
Director
Centerline Capital Group
New York, NY
Curtis J. Mallegni
Vice President-Portfolio Manager
Wells Fargo Bank, N.A.
San Francisco, CA
Kathy Marquardt
Consultant

Abington, PA
Annie Martin
Vice President/Product Deliver Manager
Grandbridge Real Estate Capital LLC
Charlotte, NC
Brenda K. Martin
Risk Manager
TIAA-CREF
New York, NY
Yelena Martirossian
Insurance Specialist
Q10 Capital, LLC
Los Angeles, CA
Cheryl Maske
Vice President
Wachovia Securities
Charlotte, NC
Nancy Massenburg
Director Insurance
Prudential Asset Resources
Dallas, TX
Toshitaka Matsushita
Marketing Analyst
Alliant Capital LLC
Seattle, WA
Joseph Matthews
SVP-Japan Servicing
Capital Services Group
Tokyo,
Susan D. Mayberry
Vice President-Servicing Department
Keig Financial Corporation
Phoenix, AZ
Carol Mazor
Information Control Specialist
PPM Finance, Inc.
Chicago, IL
Timothy A. Mazzetti, CMB
Executive Vice President-Loan Administration
Cohen Financial
Chicago, IL
David Mbuthia

AIG Global Investment Corporation
New York, NY
Kevin Mccabe
Analyst
Wachovia Securities
Charlotte, NC
Mark E. McCool
Executive Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Adrienne McGill
Analyst
Wachovia Securities
Charlotte, NC
Diane L. McGuire
Servicing Manager
Principal Real Estate Investors
Des Moines, IA
Ruth A. McNally
Servicing Manager
Q10 Capital, LLC
Boston, MA
David Mei
Senior Director
Standard & Poor's
New York, NY
Steven J. Melmet, Esq.
Partner
Pite Duncan, LLP
Santa Ana, CA
Theresa Mendez
Tax Manager
GEMSA Loan Services LP
Houston, TX
Ashley Menser
Associate
Alston & Bird, LLP
Charlotte, NC
Stuart Miles
Managing Director
Situs Realty Services, Inc.
Houston, TX
Ellen D. Miller
Director-Head of Servicing
Deutsche Bank Berkshire Mortgage, Inc.
Boston, MA
Seth Miller
Director
Ocwen Financial Corporation
Fort Lauderdale, FL
Carol J.C. Mills
Director
Deutsche Bank Berkshire Mortgage, Inc.
Boston, MA
Hattie Mobley-Carr
Assistant Vice President
Bank of America
Charlotte, NC
Pamela S. Monahan
Associate Director
Holliday Fenoglio Fowler, L.P.
Indianapolis, IN
Perry Montgomery
President
Carolina Copy Services, Inc.
Charlotte, NC
Sharon Montgomery


,
Deborah S. Moore
Vice President
Fifth Third Mortgage
Columbus, OH
Todd Moore
Vice President
Berkadia Commercial Mortgage LLC
Dallas, TX
Brett Morgan
Vice President
Wachovia Securities
Charlotte, NC
Christine M. Morrell
Servicing Manager
Goedecke & Co. LLC
Boston, MA
Michelle Morrison
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Marcia Moses
Loan Administration Specialist
40/86 Mortgage Capital Inc.
Carmel, IN
Keith H. Mullen, Esq.
Shareholder
Winstead PC
Dallas, TX
Michael A. Muller
Associate
Alston & Bird, LLP
Charlotte, NC
Ken Murray

Wells Fargo Bank, N.A.
San Francisco, CA
Joshua P. Nadeau
Relationship Management Analyst
Wachovia Securities
Charlotte, NC
Hiam Nahas
Director-Loan Servicing
James F. Perry & Company
Miami, FL
Mani Narayanan
Assistant Vice President
ZENTA
Charlotte, NC
Travis Nauman
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Thomas Nealon
Group General Counsel
LNR Partners, Inc.
Miami, FL
Zane S. Neff
Surveillance Associate
CWCapital
Washington, DC
Wayne R. Nelis
Senior Vice President
City Real Estate Advisors, Inc.
Indianapolis, IN
Gary W. Nelson
President
Churchill Mortgage Corporation
Los Angeles, CA
Susan E.D. Neuberg
Special Counsel
Cadwalader, Wickersham & Taft LLP
Washington, DC
Marnie Niedbal
Loan Servicing Specialist
Churchill Mortgage Corporation
Los Angeles, CA
Laura M. Nigro, CPA
Vice President & Loan Servicing Manager
Q10 Capital, LLC
Portland, OR
Melinda G. Nolden
Director
Bank of America
Charlotte, NC
Lydia C. Nugent
Director
MetLife, Inc.
Morristown, NJ
Marty L. O'Connor
Executive Vice President, KNB Servicing & Support
KeyBank Real Estate Capital
Kansas City, MO
Siobhan O'Keefe
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Kathryn O'Neal
Managing Director/Head of Commercial Servicing
Wells Fargo Home Mortgage
San Francisco, CA
George T. O'Neil, III, CPCU
Vice President-Insurance Operations & Risk Management
CWCapital
Needham, MA
Sherri Oddo
Senior Vice President-Servicing and Closing

Englewood, CO
Kathleen C. Olin
Vice President
CWCapital
Washington, DC
N. J. Olivieri
President
Horizon Mortgage Corporation
Sarasota, FL
Ingrid Olson
Vice President-Portfolio Services, CMBS
KeyBank Real Estate Capital
Kansas City, MO
Jennifer Orifice
Senior Associate
Transwestern Realty Finance Partners, LLC
Chicago, IL
Joseph M. Osborne
Chief Operating Officer/General Counsel
Goldman Sachs
Irving, TX
Janell M. Otis
Vice President of Marketing
Commercial Defeasance, LLC
Charlotte, NC
Gianni Ottaviano
Vice President-Structured Finance
Arbor Commercial Mortgage, LLC
Uniondale, NY
Mark E. Paparella
Senior Vice President
iStar Financial
New York, NY
Lee Parish
Portfolio Manager
GEMSA Loan Services LP
Houston, TX
Bruce D. Park, AMP
Vice President/Area Manager
Wells Fargo Home Mortgage
Fairfax, VA
Brian Parker
Vice President-Manager of Servicing
Q10 Capital, LLC
Kansas City, MO
Kathryn C. Parks
Group Vice President/Special Servicing Director
CWCapital
Rockville, MD
Susan Paro
Investment Operations Analyst
CIGNA Realty Investors
Bloomfield, CT
James Parsley
Vice President
Berkadia Commercial Mortgage LLC
Denver, CO
Cindy Patterson
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Toni Patterson

Symetra Life Insurance Company
Bellevue, WA
Matthew Pawling
Associate
Alston & Bird, LLP
Charlotte, NC
Kimberly Payne
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Marvelys Perdomo
Escrow Administrator Assistant
Thomas D. Wood and Company
Coral Gables, FL
Jose A. Perez
Senior Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Jacqueline Peterson
Vice President/Manager
Berkadia Commercial Mortgage LLC
Horsham, PA
Stephanie Petosa
Managing Director
Fitch Ratings
New York, NY
Kristen B. Pleasants
Vice President
Wachovia Securities
Charlotte, NC
James R. Poole, CMB
Senior Vice President & Managing Director
NorthMarq Capital, LLC
Parsippany, NJ
Karen L. Pribnow
Senior Vice President & Managing Director
NorthMarq Capital, LLC
Bloomington, MN
Helene Principato
Vice President-Loan Servicing
PPM Finance, Inc.
Chicago, IL
Chad Prosser
Portfolio Analyst
Wachovia Securities
Charlotte, NC
William Quinn
Vice President
Bank of America Home Loans
Charlotte, NC
Michele Randles
Assistant Vice President
Bank of America
Charlotte, NC
Steven V. Rapp
Managing Director
GEMSA Loan Services LP
Houston, TX
Alan D. Reese, CPA
Director, Head of Corporate Operations
Deutsche Bank Berkshire Mortgage, Inc.
Boston, MA
Sean D. Reilly
Managing Director
Bank of America
Charlotte, NC
Albert Reis
Asset Analyst
Intervest Mortgage Investment Company
Oakland, CA
Karen A. Repeckyj
Assistant Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Brenda J. Richardson
Marketing Administrator
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
Russell Richardson, CMB
Senior Vice President & Loan Administration Manager
Grandbridge Real Estate Capital LLC
Birmingham, AL
Nathan G. Roberts, Jr.
Vice President
ZENTA
Charlotte, NC
Eustacia M. Robinson
Insurance Supervisor
KeyBank Real Estate Capital
Kansas City, MO
Catherine J. Rodewald
Managing Director
Prudential Mortgage Capital Company
Dallas, TX
Susan M. Rogers
Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Wayne C. Rohde
Chief Executive Officer
Pace Financial Group LLC
Columbus, OH
Joseph Roper
Assistant Vice President
Bank of America
Charlotte, NC
Lisa A. Rosen, Esq.
Partner
Sutherland
Washington, DC
Thomas W. Rosinski
Associate
Bank of America Home Loans
Charlotte, NC
Richard M. Rothfuss
President & Chief Executive Officer
Lerner Sampson & Rothfuss
Cincinnati, OH
William G. Rothschild
Partner
Sutherland
Atlanta, GA
Gary A. Routzahn
Vice President, Manager
Berkadia Commercial Mortgage LLC
Horsham, PA
Barbara Rubin
Executive Vice President
iStar Financial
Glastonbury, CT
Stewart M. Rubin, CMB
Senior Credit Officer

Fair Lawn, NJ
Daniel B. Rubock
Senior Vice President
Moody's Investors Service
New York, NY
Eric K. Ruch
Business Loan Officer
Coastal Federal Credit Union
Raleigh, NC
Faye Rudio

Wells Fargo Bank, N.A.
San Francisco, CA
Karen Ruel
Director of Mortgage and RE Finance
Unum
Portland, ME
Thomas Ruffin
Senior Vice President
Greystone Servicing Corporation, Inc.
Warrenton, VA
Timothy S. Ryan
Managing Director-Customer Relationship Mgmt
Wachovia Securities
Charlotte, NC
Devin Sanderson
Vice President
Q10 Capital, LLC
Clearwater, FL
John A. Sargent
President
Randall Hagner Ltd.
Washington, DC
Mary Lee Schaffer
Accounting/Servicing Administrator
Summit Investment Partners
Cincinnati, OH
Deborah A. Schiavo
Principal
Highland Advisory Partners
New York, NY
Marci P. Schmerler
Partner
Thompson Hine LLP
Atlanta, GA
Katherine Schnur
Managing Director
Centerline Capital Group
New York, NY
Jennifer Schoen
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Lindsay Schumacher
Senior Vice President
Aegon USA Realty Advisors, Inc.
Cedar Rapids, IA
Katie Schwarting, Esq.
Counsel
Bryan Cave LLP
Washington, DC
Henry J. Schwendiman, CMB
Principal
Q10 Bonneville Mortgage Company
Salt Lake City, UT
Tonya R. Scott
Loan Administrator II
Summit Investment Partners
Cincinnati, OH
Gail S. Shank
Vice President
Columbia National Real Estate Finance, LLC
Columbia, MD
Joel G. Shapiro
Member
JPS Capital Partners LLC
New York, NY
Sharon L. Shark
Mortgage Servicing Analyst
Guardian Life Insurance Company of America
New York, NY
John A. Shaw
Managing Director
CIGNA Realty Investors
Bloomfield, CT
David Shay
Director of Strategic Initiatives
Wachovia Securities
Charlotte, NC
James P. Shevlin
Principal
American Capital
Bethesda, MD
Brian J. Shoch
Senior Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Shelly K. Shrimpton
Vice President/Portfolio Manager
Chase
Irving, TX
Dennis Q. Sim
Structured Finance CMBS Surveillance
Standard & Poor's
New York, NY
Francis Sio
Associate
Wachovia Securities
Charlotte, NC
Charles J. Sipple
Servicing Officer
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
Kimberly H. Smalling
Director-Marketing
PNC Real Estate/Midland Loan Services, Inc.
Little Rock, AR
Joseph N. Smerdon, Jr.
Executive Vice President
Q10 Capital, LLC
Morristown, NJ
James J. Smith
Executive Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Janice M. Smith
Managing Director
Bank of America
Charlotte, NC
Larry S. Smith
Senior Vice President-Loan Administration
PNC Real Estate/Midland Loan Services, Inc.
Overland Park, KS
William Smyre
Quality Assurance Analyst
Wachovia Securities
Charlotte, NC
Jason Solomon
Associate
Alston & Bird, LLP
Charlotte, NC
W. David Spearman
Assistant Vice President
Lincoln Financial Group
Greensboro, NC
W. David Spearman
Assistant Vice President
Lincoln Financial Group
Greensboro, NC
Darcy Spurgeon

Prudential Mortgage Capital Company
Fairfax, VA
Joann St. Peter

CWCapital
Washington, DC
Karen Stafford
Portfolio Manager
GEMSA Loan Services LP
Houston, TX
Maribeth Stahl
Group Vice President/Operations Director
CWCapital
Rockville, MD
Janine C. Stallings
Vice President-Portfolio Management & Accounting
Pacific Life Insurance Company
Newport Beach, CA
Zoran Stanisljevic
Portfolio Analyst
Wachovia Securities
Charlotte, NC
Shirley H. Staton
Vice President
Professional Mortgage Company Inc
Greenville, SC
Brian Stauffer
Executive Vice President
Selene Finance
Horsham, PA
Sue Stawski
Assistant Vice President
Bank of America
Charlotte, NC
Ronald C. Steffenino
Senior Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Douglas Stewart
Partner
Sutherland
Houston, TX
William Stolberg
Director-Commercial Real Estate
Ocwen Financial Corporation
West Palm Beach, FL
Sharon M. Stone
Chief Operations Officer
1st Service Solutions, Inc.
Grapevine, TX
Linda A. Striefsky
Partner
Thompson Hine LLP
Cleveland, OH
Robert J. Sullivan
Partner
Alston & Bird, LLP
Charlotte, NC
William G. Sweet
Assistant Servicing Administrator
Q10 Phillips Realty Capital
Bethesda, MD
Karitza Techeira

National Tax Search
Chicago, IL
Kyle Terry
Analyst
CIGNA Realty Investors
Bloomfield, CT
Jonathan Thalheimer, Esq.
Shareholder
McGuire, Craddock & Strother, P.C.
Dallas, TX
Alicia Thomas
Vendor Performance Management, Analyst
Wachovia Securities
Charlotte, NC
Eric Thompson
Director
Standard & Poor's
New York, NY
Stephen Thompson
Investment Officer
Minnesota Life Insurance Company
Saint Paul, MN
Tara Thompson

Wachovia Securities
Charlotte, NC
Joseph C. Tilley
Chief Operations Officer
Q10 Phillips Realty Capital
Bethesda, MD
Kenda K. Tomes
Partner/Attorney
Stinson Morrison and Hecker LLP
Kansas City, MO
Lisa K. Traylor
Managing Director
Wachovia Securities
Charlotte, NC
David Tripp
Associate
Alston & Bird, LLP
Charlotte, NC
Jenny Turner
Manager
ZENTA
Charlotte, NC
David Twardock
President
Prudential Mortgage Capital Company
Newark, NJ
Tara L. Uebelhor-Bayse
Mortgage Production Analyst
OneAmerica Financial Partners
Indianapolis, IN
Cherry R. Ungerbuehler

Summit Investment Partners
Cincinnati, OH
Myra Urquidez
Commercial Loan Insurance Administrator
Q10 Capital, LLC
Albuquerque, NM
Melinda Valentine

The Bank of New York Mellon
New York, NY
Barbara Vaughn
Vice President/Asset Admin Manager
Wells Fargo Bank, N.A.
Concord, CA
Martha Vega
Manager
Pacific Life Insurance Company
Newport Beach, CA
Robert P. Vestewig
Managing Director
GEMSA Loan Services LP
Houston, TX
Shelina Virani
Senior Underwriter
Wells Fargo Home Mortgage
Chicago, IL
Kimberly Vonnieda

ING Investment Management
Atlanta, GA
Alan K. Wallace
Senior Vice President - Asset Management
Centerline Capital Group
Irving, TX
Kim Waller
Loan Administration Manager
Summit Investment Partners
Cincinnati, OH
Kathleen M. Walsh
Senior Mortgage Analyst
Unum
Portland, ME
Jon Watkins
Assistant Vice President
Bank of America
Charlotte, NC
Gerald Watts
Vice President
Bank of America
Charlotte, NC
Alyson Weems
Associate Director
Fitch Ratings
New York, NY
Jeffrey Weinstock
Manager-Business Integration
FICS
Addison, TX
Suzanne M. Weiss
Loan Servicing Supervisor
Allstate Investments, LLC
Northbrook, IL
Craig A. Welin
Attorney
Frandzel Robins Bloom & Csato, L.C.
Los Angeles, CA
Gina Mistretta Wellmeyer
Assistant Vice President
Eustis Commercial Mortgage Corporation
Mandeville, LA
Dave Wenthold
Assistant Vice President & CMBS Supervisor
NorthMarq Capital, LLC
Bloomington, MN
Patience M. Westbury
Mortgage Loan Servicing Specialist
ING Investment Management
Atlanta, GA
Dean M. Wheeler
Executive Vice President
Cohen Financial
Overland Park, KS
Timothy L. White
Chief Operating Officer-Multifamily
PNC Real Estate/Midland Loan Services, Inc.
Calabasas Hills, CA
AnnMarie Wiertel
Assistant Vice President- Paralegal
Bank of America Home Loans
Charlotte, NC
Phillip C. Wiley

Guardian Life Insurance Company of America
Pittsfield, MA
Terri Wilhelm
Closing & Servicing Specialist
Members Capital Advisors
Madison, WI
Jeffrey J. Williams
Managing Director
Cornerstone Real Estate Advisers, LLC
Springfield, MA
Charles Windham
Vice President
Protective Life Corporation
Birmingham, AL
Stephanie Wnetrzak
Associate
Wachovia Securities
Charlotte, NC
Sylvia Woithon
Senior Client Relations Manager
Berkadia Commercial Mortgage LLC
Chicago, IL
Bonnie E. Wolfe
Assistant Vice President
Bank of America
Charlotte, NC
Thomas D. Wood, Jr.
President
Thomas D. Wood and Company
Coral Gables, FL
Brooke Martin Woodbury
Mortgage Associate
Unum
Portland, ME
Susan M. Wylie, Esq.
Attorney
Polsinelli Shughart PC
Kansas City, MO
Cleveanna L. Young
Assistant Vice President
Berkadia Commercial Mortgage LLC
Horsham, PA
Eric Young
Assistant Vice President
Bank of America
Charlotte, NC
Robert M. Zeller, Esq.
Partner
Musick, Peeler & Garrett, LLP
Los Angeles, CA
Jerome F. Zizzo
Director, Asset Management
Arbor Commercial Mortgage, LLC
Uniondale, NY
Victoria Zudak
Commercial Loan Servicing Manager
Chase
Irving, TX
 



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