Sunday, September 14

Newcomer Workshop 1: TILA, HOEPA and RESPA

Speakers:
Peter Microulis, Vice President, Advanced Financial Services Inc.
Michael O'Connor, Attorney, Slaten and O'Connor, P.C.

Handouts:
Home Owner's Equity Protection Act (HOEPA)
Truth in Lending Regulation Z (TILA)

Newcomer Workshop 2: HMDA, ECOA, Fair Housing, FCRA and FACTA

Speakers:
Suzanne Garwood, Attorney, Venable LLP
Joseph Moran, Mortgage Capital Compliance Director, Lehman Brothers Holdings, Inc.

Handout:
Identity Theft Red Flags and Address Discrepancies Under the Fair and Accurate Credit Transactions Act of 2003; Final Rule
Fair Credit Reporting Affiliate Marketing Regulations; Final Rule
Fair Credit Reporting Risk-Based Pricing Regulations; Proposed Rule

Newcomer Workshop 3: Key State Lending Laws

Speakers:
Nanci Weissgold, Partner, K&L Gates
Marsha Williams, Attorney, Middleberg Riddle & Gianna/MRG Document Technologies

Handouts:
California’s Foreclosure Legislation - New Rules for Hide and Seek
Minding the Gap - Servicers Subject to Regulatory Scrutiny

Monday, September 15

Welcome
John Courson, Chief Operating Officer, Mortgage Bankers Association
Ken Markison, Associate Vice President and Regulatory Counsel, Mortgage Bankers Association
Stephen Morrison, CMB, Vice President, Government and Industry Relations, Wells Fargo Home Mortgage
Penny Paplanus,CMB, Managing Director, Cognitive Operations Group, LLC

Opening General Session: Legislative Outlook
Francis Creighton, Vice President and Chief Lobbyist, MBA
Gail Laster, Deputy Chief Counsel, Committee on Financial Services, U.S. House of Representatives

General Session: Federal Regulators and Alphabet Soup

Moderator:
Ken Markison, Associate Vice President and Regulatory Counsel, Mortgage Bankers Association

Speakers:
Meg Burns, Director, Office of Single Family Program Development, Federal Housing Administration
Michael Bylsma, Director - Community & Consumer Law, Office of the Comptroller of the Currency
Tim Doyle, Vice President, Industry and Agency Relations, Conference of State Bank Supervisors
Alfred Pollard, General Counsel, Office of Federal Housing Enterprise Oversight
Kathleen Ryan, Counsel, Division of Consumer and Community Affairs, Federal Reserve

Handouts:
Moratorium on Risk-Based Premiums for FHA Mortgage Insurance
Revised Downpayment and Maximum Mortgage Requirements
Home Equity Conversion Mortgage (HECM) Program - Requirements on Mortgage Originators
Hope for Homeowners

General Session: Outlook for the Industry

Speakers:
Jay Brinkmann, Chief Economist/Senior Vice President, Research and Economics, Mortgage Bankers Association
Jim Carr, Chief Operating Officer, National Community Reinvestment Coalition
Stephen O'Connor, Senior Vice President, Government Affairs, Mortgage Bankers Association

Luncheon Speaker:
Peter D. Hart, Leading Pollster/Public Policy Expert

Hot Topics 1: TILA and RESPA Update

Moderator:
Stephen Morrison, CMB, Vice President, Government and Industry Relations, Wells Fargo Home Mortgage

Speakers:
Robert Cook, Partner, Counselor Library/Hudson Cook, LLP
Loretta Salzano, Partner, Franzen and Salzano, P.C.
Phillip Schulman, Partner, K&L Gates

Handouts:
Summary of Proposed RESPA Rule Changes
Final Regulation Z Amendments Regarding Unfair and Deceptive Lending Practices

Litigation and Enforcement Update

Moderator:
Paul Schieber, Chairman, Consumer Financial Services Group, Blank Rome LLP

Speakers:
Sunny Huo, Member, Severson and Werson
Mitchel Kider, Managing Partner, Weiner Brodsky Sidman Kider PC
Matthew Previn, Partner, Buckley Kolar LLP

Handouts:
Consumer Lending/Retail Banking Update
Understanding and Defending Against a Congressional Investigation
Third Circuit Court of Appeals Finds in Favor of Lender on Reasonableness of Title Insurance Charge

Servicing Developments

Moderator:
Vicki Vidal, Associate Vice President, Servicing, Mortgage Bankers Association

Speakers:
Sandra Barker, Vice President/Chief Legal Counsel, B.F. Saul Mortgage Company
Jordan Dorchuck, Executive Vice President, Chief Legal Officer & Secretary, American Home Mortgage Servicing, Inc.
Faith Schwartz, Executive Director, HOPE NOW Alliance
Molly Sheehan, Senior Vice President/General Counsel, Chase

Handouts:
Revenue Procedures
ASF Submits Comment Letter to IRS Regarding Revenue Procedure 2008-28 on July 15, 2008
American Securitization Forum Comment Letter
States With Fair Debt Collection Laws Regulations

Hot Topics 2: Mortgage Fraud, FHA Developments and Other Hot Topics

Moderator:
Josh Denney, Associate Vice President of Public Policy, Government Affairs, Mortgage Bankers Association

Speakers:
James Brodsky, Partner, Weiner Brodsky Sidman Kider PC
Meg Burns, Director, Office of Single Family Program Development, Federal Housing Administration
Penny Paplanus, Managing Director, Cognitive Operations Group, LLC

Concurrent Roundtable Discussions

Compliance in Key Areas: Data Security, Privacy and Identity Theft, FCRA, FACTA and Mortgage Fraud

Facilitators:
James Brodsky, Partner, Weiner Brodsky Sidman Kider PC
Jonathan Jerison, Counsel, Buckley Kolar LLP
Penny Paplanus, Managing Director, Cognitive Operations Group, LLC
Andrew Smith, Partner, Morrison & Foerster LLP

State Lending and Licensing Issues

Facilitators:
Tim Doyle, Vice President, Industry and Agency Relations, Conference of State Bank Supervisors
Nanci Weissgold, Partner, K&L Gates
Marsha Williams, Attorney, Middleberg Riddle & Gianna/MRG Document Technologies

Miscellaneous Regulatory Concerns: RESPA and TILA Issues (Including Right of Rescission)

Facilitators:
Jeffrey Naimon, Partner, Buckley Kolar LLP
Loretta Salzano, Partner, Franzen and Salzano, P.C.
Phillip Schulman, Partner, K&L Gates

HMDA Data Review: Fair Lending, ECOA and HMDA Compliance

Facilitators:
Linda Gallagher, National Leader, Financial Services Regulatory Practice , KPMG LLP
Maurice Jourdain-Earl, President, CLC Compliance Technologies, Inc.
Anand Raman, Partner, Skadden, Arps, Slate, Meagher & Flom, LLP

Handout:
The Demographic Impact of the Subprime Mortgage Meltdown

Experiences in Preparing for a Regulatory Review

Facilitators:
Donald Lampe, Partner, Womble, Carlyle, Sandridge, Rice, PLLC
Mitchel Kider, Managing Partner, Weiner Brodsky Sidman Kider PC

Secondary Market and Servicing Issues

Facilitators:
Sandra Barker, Vice President/Chief Legal Counsel, B.F. Saul Mortgage Company
Kris Kully, Of Counsel, K&L Gates LLP
Stephen Ornstein, Partner, Thacher Proffitt Wood LLP
Molly Sheehan, Senior Vice President/General Counsel, Chase

Handout:
Minding the Gap - Servicers Subject to Regulatory Scrutiny

Tuesday, September 16

General Session: State Regulators' Panel

Moderator:
E. Robert Levy, Executive Director and General Counsel, New Jersey Mortgage Bankers Association/Executive Director, Pennsylvania Mortgage Bankers Association

Speakers:
David Bleicken, Director, Pennsylvania Department of Banking
Murray Brown, Director of Development, Michigan Mortgage Lenders Association
Donald Lampe, Partner, Womble, Carlyle, Sandridge, Rice, PLLC
Terrie Suit, Member/Chair, General Laws Committee, Virginia House of Delegates

Handouts:
AARMR Ability to Repay Standards Draft
Ability to Repay Standards
North Carolina Mortgage Lending Legislative Update

Hot Topics 3: HMDA, Fair Lending, ECOA Developments and Other Hot Topics

Moderator:
Linda Gallagher, National Leader, Financial Services Regulatory Practice, KPMG LLP

Speakers:
Paul Hancock, Partner, K&L Gates
Maurice Jourdain-Earl, President, CLC Compliance Technologies, Inc.
Andrew Sandler, Partner, Skadden, Arps, Slate, Meagher & Flom, LLP

Handouts:
Congressional Effort to Enhance Fair Lending Enforcement: A Flawed Approach that Will Burden Lenders
The Demographic Impact of the Subprime Mortgage Meltdown
Political Analysis of The Subprime Mortgage Meltdown

Secondary Market Developments

Moderator:
Michael Carrier, Associate Vice President, Secondary Markets, Mortgage Bankers Association

Speakers:
Lawrence Platt, Partner, K&L Gates
Stephen Ornstein, Partner, Thacher Proffitt Wood LLP

Handouts:
Congressional Effort to Enhance Fair Lending Enforcement: A Flawed Approach that Will Burden Lenders
Save New Jersey Homes Memorandum
Updated Memorandum Regarding New York Anti-Predatory Lending Laws
Final Rule Amending the Home Mortgage Provisions of Regulation Z
The Housing and Economic Recovery Act of 2008

Hot Topics 4: FCRA, FACTA and Other Information-Related Hot Topics

Moderator:
Rich Andreano, Partner, Weiner Brodsky, Sidman and Kider

Speakers:
Leonard Bernstein, Partner, Reed Smith, LLP
Jonathan Jerison, Counsel, Buckley Kolar LLP
Andrew Smith, Partner, Morrison & Foerster LLP

Handouts:
Affiliate Marketing
FCRA Risk-Based Pricing Proposal

Preparation for Lobbying the Congress

Speakers:
Paul Hilliar, Associate Vice President, Mortgage Bankers Association
John Konyk, Senior Vice President, National City Mortgage Company

Sponsors
Weiner Brodsky Sidman Kider PC
Interthinx
Thomson West
AllRegs
Compliance Technologies
Counselor Library
K&L Gates
Mavent
QuestSoft
The Stone Hill Group Inc.
Wolters Kluwer Financial Services