Speakers:
Tamara King
Director of Loan Production
Mortgage Bankers Association

Ken Markison
Associate Vice President
Mortgage Bankers Association

10:00 a.m.-11:15 a.m.
CONCURRENT SESSIONS

Traditional Underwriting: Learning From Our Past to Insure a Better Future

Moderator:
Jocelyn Weatherby
Assurance Financial Group, LLC

Speakers:
Paula Bova
Vice President-Processing & Underwriting
Commonwealth Bank & Trust

Christopher Mock
Senior Vice President Risk Management
Genworth Mortgage Insurance
Presentation

What Can Be Done to Prevent Another Mortgage Fraud Crisis

Moderator:
Amy Heinz
Senior Industry Relations Manager
Fannie Mae
Presentation

Speakers:
Deborah Bortner
Director, Non-Depository Division
Washington Department of Financial Institutions

Christine Rhea
President
Mortgage Investors Group
Presentation

Jan Trigg
Special Agent
Federal Bureau of Investigation

11:30 a.m.-12:45 p.m.
CONCURRENT SESSIONS
Reducing Repurchase Risk
Moderator:
Rosemarie Wolfe
Market Lending Officer - Sales
Wells Fargo Home Mortgage
Presentation

Speakers:
Robert Cope
Director, External Operational Risk Management
Freddie Mac

Connie Ferran
Vice President, Customer Credit Management
Freddie Mac
Presentation

Patria Kunde
Director, Multifamily Capital Markets
Fannie Mae
Presentation

Frank Sillman
Managing Partner
Fortace LLC
Presentation

Kathleen Zadareky
Vice President, Single-Family Quality Control
Freddie Mac

Enhanced Credit Underwriting, Data Quality and Compliance Standards

Moderator:
Penny A. Paplanus, CMB
Compliance Officer
Planet Financial Group, LLC

Speakers:
Ann F. Gibbons
Managing Director
Clayton Fixed Income Services
Presentation

Charles W. Sewright, CMA
Chief Executive Officer
Quest Advisors, Inc.
Presentation

Mary Kay Woodward
Vice President, Market Lending Leader
Wells Fargo Home Mortgage
Presentation

12:45 p.m.-2:15 p.m.
Luncheon in the Exhibit Hall
Fraud for Big Profits

Moderator:
Janice Celotti
Attorney
LOGS Network

Speakers:
Ann Fulmer
Vice President , Business Relations
Interthinx

Phil McCall
Vice President
IMARC

Jon A.C. Vonder Haar, Esq
Smith Dollar PC

2:15 p.m.-3:30 p.m.
CONCURRENT SESSIONS
Short Sales, REO Disposal and Governance

Moderator:
Jacqueline Barend
AVP, Team Lead-Consumer Underwriter
Bank of America

Speakers:
Ann Fulmer
Vice President, Business Relations
Interthinx
Presentation

Cheryl A. Howe
Senior Vice President
Aurora Loan Services, Inc.

2:15 p.m.-3:30 p.m.
Credit vs. Quality: Which is the Deciding Factor

Moderator:
Rebecca B. Walzak, CQM
President
Walzak Risk Analysis LLC

Speakers:
Colleen Ferguson
Vice President, Risk Management Manager
Wells Fargo Home Mortgage

JoEllen Abate McEntire
Director, Credit Risk Management
PMI Mortgage Insurance Co.

Gary Martell
President
Mountain West Financial

3:45 p.m.-5:00 p.m.
CONCURRENT SESSIONS
Uniform State Licensing Program: An Industry Update

Moderator:
Merle D. Sharick, CMB
Vice President-National Business Development Manager
Mortgage Asset Research Institute, LLC

Speakers:
Deborah Bortner
Director, Non-Depository Division
Washington Department of Financial Institutions

Mary M. Pfaff
Senior Director, Policy
Conference of State Bank Supervisors
Presentation

Trae Scuncio
Operations Manager
The Mortgage Licensing Group, Inc.

3:45 p.m.-5:00 p.m.
Loan Defaults: The New Fraud Dream
Moderator:
Sandra M. Rampino
First Vice President, Quality Assurance & Fraud
HSBC Consumer & Mortgage Lending

Speakers:
Lisa Binkley
Executive Vice President, Risk Strategy
Rapid Reporting Verification Company
Presentation

Kurt Lofrano
Vice President, Quality Assurance
Wells Fargo Home Mortgage

Robert R. Maddox, CMB, AMP
Partner
Bradley Arant Boult Cummings
Presentation

Friday , September 25

9:00 a.m. - 10:15 a.m.
CONCURRENT SESSIONS

Post Settlement Audit & Reconciliation

Moderator:
James Ronan
Vice President, Industry Relations
Interthinx

Speakers:
Thomas Ahart
Vice President, Quality Assurance
Bank of America Home Loans

Shannon O'Toole
QA Division Director
U.S. Department of Housing & Urban Development

Christine Rhea
President
Mortgage Investors Group

9:00 a.m. - 10:15 a.m.
Transparent Valuations: Taking Advantage of the New Landscape
Presentation

Moderator:
Thomas A. Duncan
Executive Vice President
Quality Mortgage Services, LLC

Speakers:
Jacqueline M. Doty
Collateral Policy Director
Freddie Mac

Mark Linne
Managing Director Education and Analytics AppraisalWorld Inc.

Kathy Coon, CRU, SRA
Chief Appraiser-Director
FNC, Inc.

Mark Stewart
Appraiser - Business Analytics & Decisions
Fannie Mae
Presentation

10:30 a.m. -11:45 a.m.
GENERAL SESSION: GSE, HUD, & VA Forum

Moderator:
Tamara King
Director of Loan Production
Mortgage Bankers Association

Speakers:
Joanne B. Kuczma
Director, Home Mortgage Insurance Division
Federal Housing Administration

Tracy Mooney
Vice President-Credit Management
Freddie Mac
Presentation

William W. White
Supervisory Loan Specialist, Loan Policy
Dept of Veterans Affairs

Wendy Wood
Director of Credit Risk
Fannie Mae
Presentation

11:45 a.m.-1:45 p.m.
Luncheon in the Exhibit Hall
Righting the Ship
Speaker:
Bob Simpson
President
IMARC

2:00 p.m.-4:00 p.m.
CONCURRENT ROUNDTABLES

Roundtable 1 - Regaining Our Voice: A Risk Manager's Perspective

Roundtable 2 - Fraud and Ethics Discussion: Borrower Proxy

Roundtable 3 - FHA Policy Changes

4:00 p.m.
Conference Concludes

4:15 p.m. - 6:15 p.m.
Leadership Committee Meeting