Monday, September 14

12:45 p.m.-2:00 p.m.
Workshop 1: Quick Guide to the Alphabet Soup - Federal Laws, Including FHA
This workshop provides a quick review of the Fair Credit Reporting Act (FCRA)/Fair and Accurate Credit Transactions Act (FACTA), Fair Housing, Equal Credit Opportunity Act (ECOA) and Federal Housing Administration (FHA) requirements, focusing on recent developments.

Speakers
Melanie H. Brody
Partner
K&L Gates
Presentation

Suzanne F. Garwood
Attorney
Venable LLP
Presentation

2:00 p.m.-3:15 p.m.
Workshop 2: Quick Guide to the Alphabet Soup - Federal Laws (continued)
This workshop provides a quick review of Real Estate Settlement Procedures Act (RESPA) and Truth in Lending Act (TILA) requirements, including those to be implemented this year. It also covers the new Home Mortgage Disclosure Act (HMDA) rules and other laws affecting the industry, including the Federal Trade Commission (FTC) Act.

Speakers
Jed Mayk
Shareholder
Stevens & Lee, A Professional Corporation
Presentation - FTC Act
Presentation - RESPA

Peter Microulis
Vice President
Advanced Financial Services Inc
Presentation

3:30 p.m.-4:45 p.m.
Workshop 3: State Law Regulatory Developments
This workshop provides a survey of the range of state law and regulatory developments, including pending state legislation implementing Secure and Fair Enforcement (S.A.F.E.) Act licensing requirements as well as predatory lending and servicing initiatives.
Panel Presentation

Speakers
Nanci L. Weissgold
Partner
K&L Gates
Presentation - HUD Hinders HAMP1
Presentation - NJ Complicates Modifications
Presentation - Third Party Loan Modification Companies and Foreclosure Consultants Subject to MARS' Orbit

Marsha L. Williams
Attorney
Middleberg Riddle & Gianna/MRG Document Technologies
Presentation - Higher Priced Loans
Presentation - Model SAFE Act Legislation
Presentation - SAFE Act Chart

4:45 p.m.-6:00 p.m.
Workshop 4: Key Litigation Claims Against the Industry Under Federal and State Regulations
This workshop focuses on the array of claims that can arise against lenders under RESPA, TILA, fair housing, state Unfair or Deceptive Acts or Practices (UDAP) and other laws.

Speakers
Christy A. Ames
Attorney
Stites & Harbison
Presentation

Reid Manley
Attorney At Law
Burr & Forman, LLP
Presentation

Tuesday, September 15

8:15 a.m.-9:15 a.m.
Welcome and Opening General Session: Review of Legislation Affecting the Industry This Year and What Can Be Expected from Congress on the Road Ahead

Moderator
Stephen O'Connor
Senior Vice President, Government Affairs
Mortgage Bankers Association

Speakers
Edward Silverman
Staff Director
U.S. Senate Committee on Banking, Housing and Urban Affairs

Additional Panelist TBD

9:30 a.m.-11:00 a.m.
General Session: Taking Stock of the Regulatory Alphabet Soup in This Unparalleled Time for the Mortgage Industry

Moderator
Ken Markison
Associate Vice President
Mortgage Bankers Association

Speakers
Ivy Jackson
Director
U.S. Department of Housing and Urban Development
Presentation

William Matchneer
Associate Deputy Assistant Secretary for Regulatory Affairs and Manufactured Housing
U.S. Department of Housing and Urban Development
Presentation

Kathleen Ryan
Senior Counsel, Division of Consumer & Community Affairs
Federal Reserve

Joel Winston
Associate Director, Division of Financial Practices
Federal Trade Commission
Presentation - FTC Regulations Affecting the Mortgage Industry
Reference - URLs

11:15 a.m.-12:30 p.m.
General Session: Strategies for Compliance 2009 - Conversation with Regulatory Compliance Leaders on Riding through the Storm

Moderator
Sharon Bond
Vice President
U.S. Bank Home Mortgage

Speakers
Carol Dubie
Managing Attorney
Wells Fargo Law Department
Presentation

Roger Fendelman
Vice President, Compliance
Interthinx

David Hay
Group Vice President, Associate General Counsel
SunTrust Mortgage, Inc.

Lisa Klika
Vice President
Guild Mortgage Company

12:30 - 2:00
Luncheon: The Econcomic Environment
Speaker
Mike Fratantoni
Vice President Research
Mortgage Bankers Association
Presentation

2:00 p.m.-3:15 p.m. Concurrent Sessions:
Understanding and Helping Your Company Defend Against the Litigation Onslaught
Moderator
Lois M. Jacobs
Partner
Kralik & Jacobs LLP

Speakers
J. Matthew Goodin
Attorney
Locke Lord Bissell & Liddell LLP
Presentation

Richard E. Gottlieb
Member and Director, Financial Institutions Group
Dykema Gossett PLLC

Robert R. Maddox, CMB, AMP
Partner
Bradley Arant Boult Cummings
Presentation

Unprecedented Attention to Servicing - Helping Borrowers in Trouble through Modifications and Other Means
Moderator
Vicki Vidal
Associate Vice President
Mortgage Bankers Association

Speakers
Jordan D. Dorchuck, AMP
Executive Vice President and Chief Legal Officer
American Home Mortgage Servicing, Inc.
Presentation

Laurie Maggiano
Director of Policy, Office of Homeownership Preservation
U.S. Department of the Treasury

Faith A. Schwartz
Executive Director
HOPE NOW Alliance
Presentation HOPE NOW
Presentation HOPE NOW and AICPA

3:30 p.m.-4:45 p.m. Concurrent Sessions:
Hot Topics 1 - Implementation of TILA, HOEPA, MDIA, RESPA and Other Pressing Requirements

Moderator
Stephen D. Morrison, CMB
2009 Chair
MBA's Legal & Regulatory Compliance Committee
Presentation

Speakers
Rich J. Andreano, Jr.
Partner
Patton Boggs, LLP
Presentation - Outline
Presentation

Holly Bunting
Associate
K&L Gates
Presentation
Reference - New RESPA Rule FAQs
Reference - HUD Good Faith Estimate (GFE)
Reference - HUD Settlement Statement (HUD-1)

Margaret England
Group Vice President, Compliance Manager
SunTrust Mortgage
Presentation

Government Program Update - FHA, Reverse Mortgages and Other Agency Developments
Moderator
Tamara King
Director of Loan Production
Mortgage Bankers Association

Speakers
James A. Brodsky
Partner
Weiner Brodsky Sidman Kider PC
Presentation

Margaret Burns
Director, Office of Single Family Program Development
Federal Housing Administration
Joseph M. Kolar
Partner
BuckleySandler, LLP

5:00 p.m.-6:00 p.m. Roundtable Discussions:
Litigation Roundtable Discussion
Christy A. Ames
Attorney
Stites & Harbison

Richard E. Gottlieb
Member and Director, Financial Institutions Group
Dykema Gossett PLLC

Sunny S. Huo
Attorney At Law
Severson & Werson

Lois M. Jacobs
Partner
Kralik & Jacobs LLP

Robert R. Maddox, CMB, AMP
Partner
Bradley Arant Boult Cummings

Servicing and Modification Issues Roundtable Discussion
Jordan D. Dorchuck, AMP
Executive Vice President and Chief Legal Officer
American Home Mortgage Servicing, Inc.

Laurie Maggiano
Director of Policy, Office of Homeownership Preservation
U.S. Department of the Treasury

Faith A. Schwartz
Executive Director
HOPE NOW Alliance

Vicki Vidal
Associate Vice President
Mortgage Bankers Association

RESPA/TILA Roundtable Discussion
Rich J. Andreano, Jr.
Partner
Patton Boggs, LLP

Holly Bunting
Associate
K&L Gates

Margaret England
Group Vice President, Compliance Manager
SunTrust Mortgage

Jed Mayk
Shareholder
Stevens & Lee

Peter Microulis
Vice President
Advanced Financial Services Inc

Stephen D. Morrison, CMB
2009 Chair
MBA's Legal & Regulatory Compliance Committee

FHA Roundtable Discussion
Margaret Burns
Director, Office of Single Family Program Development
Federal Housing Administration

Tamara King
Director of Loan Production
Mortgage Bankers Association

Joseph M. Kolar
Partner
BuckleySandler, LLP

Penny A. Paplanus, CMB
Managing Director
Cognitive Options Group, LLC

State Issues/Licensing Roundtable Discussion
Melissa Koupal
President
License To Lend, LLC

Nanci L. Weissgold
Partner
K&L Gates

Marsha L. Williams
Attorney
Middleberg Riddle & Gianna/MRG Document Technologies

Secondary Market Issues Roundtable Discussion
Michael Carrier
Associate Vice President, Secondary Markets
Mortgage Bankers Association

Stephen F.J. Ornstein
Partner
Sonnenschein Nath & Rosenthal LLP

Christopher M. Witeck
Partner
BuckleySandler, LLP

Wednesday, September 16

8:00 a.m.-9:15 a.m.
General Session: Conversation with State Attorneys General and Other State Regulators on Enforcement Developments

Speakers
Jane M. Azia
Director of Non-Depository Institutions and Consumer Protection
State of New York, Banking Department
Presentation

David H. Bleicken
Deputy Secretary for Non-Depository Financial Institutions
Pennsylvania Department of Banking

Chuck Cross
Vice President for Mortgage Regulatory Policy
Conference of State Bank Supervisors
Presentation

Donald C. Lampe
Partner and Member
Womble, Carlyle, Sandridge & Rice, PLLC

Nanci L. Weissgold
Partner
K&L Gates

9:30 a.m.-10:45 a.m. Concurrent Sessions:

Hot Secondary Market Issues
Moderator
Michael Carrier
Associate Vice President, Secondary Markets
Mortgage Bankers Association

Speakers
Stephen F.J. Ornstein
Partner
Sonnenschein Nath & Rosenthal LLP
Presentation

Laurence E. Platt
Partner
K&L Gates

Christopher M. Witeck
Partner
BuckleySandler, LLP
Presentation

TARP and Regulatory Reform - Unprecedented Attention to the Financial Markets and their Regulation
Moderator
Josh Denney, AMP
Associate Vice President, Public Policy and Government Affairs
Mortgage Bankers Association

Speakers
Robert M. Couch, CMB
Counsel
Bradley Arant Boult Cummings

Oliver Ireland
Attorney
Morrison & Foerster LLP

Ken Markison
Associate Vice President
Mortgage Bankers Association

11:15 a.m.-12:30 p.m. Concurrent Sessions

Hot Topics 2 - Other Subjects Demanding Attention
Moderator
Loretta Salzano
Shareholder
Franzen and Salzano, P.C./ComplyShare, LLC
Presentation

Speakers
Ann Fulmer
Vice President, Business Relations
Interthinx

Jeffrey P. Naimon
Partner
BuckleySandler, LLP
Presentation

Andrew M. Smith
Partner
Morrison & Foerster LLP

Lobbying the Congress
Moderator
John V. Konyk
Senior Vice President
National City Mortgage

Speakers
Pace Bradshaw
Associate Director of Government Affairs
Mortgage Bankers Association

Len Wolfson
Director of Legislative Affairs
Mortgage Bankers Association