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Under One Roof


A Partnership Initiative between the Mortgage Bankers Association and Habitat for Humanity International


Under One Roof


The Under One Roof initiative, a partnership between MBA and Habitat for Humanity International, has challenged MBA members and the State & Local MBAs to partner with their local Habitat for Humanity affiliate and construct/renovate an affordable home for an eligible partner family. MBA's commitment to this project is reflective of the Association's pledge to support affordable housing goals for Americans.


Since October 20, 1998, over 80 projects have been launched or completed as a result of the partnership. MBA has awarded grants to assist with these partnerships totaling over $1,242,500. These partnerships represent over $4.5 million raised by the State & Local MBAs and our members to complete these projects.



MBA Volunteers Build at Boston Habitat Project

MBA sponsor volunteers traveled to Dorchester on October 13th to build on the MBA and WMIN Boston Habitat project. MBA volunteers installed sub-flooring for 3 hours Saturday morning in a condominium complex being built by the Habitat for Humanity Greater Boston. Once completed the complex will house 8 new Habitat partner families and provide commercial/retail space on the building's ground level. WMIN volunteers continued building at the site for 3 hours Saturday afternoon. The MBA/WMIN sponsored unit will be one of eight units in Phase III of the Blue Hill Place project in Boston. Four units will be 3-bedroom and four units will be 2-bedroom. Elevator access will provide handicapped accessibility for persons with disabilities. Commercial space will be available on the ground floor of the 14,000 square foot complex. Project sponsors from MBA included: First American; The PMI Group; First Horizon Home Loan Corporation; MERS; Vision Mortgage Capital,LLC, Don & Trish Lange; Vernon Spencer; Teresa A. Bryce; the Kempner-Van Susteren Family. Women's Mortgage Industry Network (WMIN)sponsors included: Freddie Mac; HSBC; Santander; Radian; and AllRegs.


MBA Conference Attendees Build in New Orleans- May 6, 2007

On May 6, 2007 over forty MBA members and conference attendees at the Legal Issues Regulatory Compliance Conference framed and raised walls for a single family detached home in Slidell, Louisiana outside of New Orleans (see event photos). Member sponsors contributed $80,000 to fund the project in Slidell that will be completed in the Spring of 2008. The new homeowner will be a Gulf Coast hurricane victim. Member sponsors included: New Century Financial Corporation; Refinance.com; McGlinchey Stafford and Youngblood & Bendalin LLP; Regions Mortgage; Skadden, Arps, Slate, Meagher & Flom, LLP; First American; Weiner Brodsky Sidman Kider PC; First Horizon Home Loan Corporation; MERS, Inc.; Morrison & Foerster LLP; Middleberg, Riddle and Gianna; K&L Gates; Buckley Kolar LLP; Severson & Werson; Kempner-Van Susteren Family; Kenneth Markison, Teresa A. Bryce; and Melissa Koupal.



Sponsors Build Components for Habitat's Operation Home Delivery in Chicago

MBA members, Future Leaders and corporate sponsors met in downtown Chicago on Saturday, October 21st prior to the start of MBA’s annual convention to build homes for Habitat’s Operation Home Delivery (OHD). Member volunteers constructed components for three OHD homes at the IBM Plaza. Exterior walls for three houses were framed and raised. Interior walls were then framed by volunteers into the afternoon. At the end of the day volunteers dismantled the components and loaded them into a tractor trailer for transport to a Habitat affiliate in the Gulf Coast area. The Calcasieu Area Habitat affiliate will accept delivery of the components and local volunteers will build out the components after the first of the year for three new Habitat partner families in Lake Charles, Louisiana.

MBA member sponsors building components for the first OHD house included: MidAmerica Bank, PMI, First Horizon Home Loans, New Century Financial Corporation, Option One Mortgage & H&R Block Mortgage, Don & Trish Lange, and David Kittle.

Joining MBA were volunteers from First American Real Estate Services building components for the second OHD house and Freddie Mac and the Women's Mortgage Industry Network (WMIN) building the third OHD house.

Event photos.
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MBA Seeks Sponsors for a Metropolitan Washington, DC Habitat Project

The MBA is currently seeking sponsors for a Habitat project to be launched in Metropolitan Washington, DC in March 2006. Sponsorships are currently available to MBA members and industry partners. All funds raised will be used to complete a three story, three bedroom town home in Burtonsville, Maryland. For additional information and sponsorship levels, click here. Current project sponsors include: Chevy Chase Bank, First Horizon and MERS.

MBA Orlando Habitat Project to be Dedicated May 2006

In October 2005 MBA launched a Habitat project in Orlando, Florida in conjunctions with MBA's annual convention and exposition. This project, begun in October 2005 will be dedicated for the new homeowner, Ashley Crenshaw, in May 2006. Ms. Crenshaw and her daughter will move in following the dedication.

Seven MBA members sponsored this single-family, three bedroom detached home for Ashley Crenshaw and her daughter. Members and volunteers were on-site in Orlando to frame and raise walls on Saturday, October 22nd.

MBA sincerely thanks our project sponsors: Fidelity Information Services, First Horizon Home Loan Corporation, Gallagher financial Systems, Inc., Ivanhoe Financial, Option One Mortgage Corporation/H&R Block Mortgage, Pinnacle Financial Corporation, and The PMI Foundation.

For photos of the site, click here.

MBA Sponsors Northern Virginia Habitat Project

MBA and local members sponsored an MBA Habitat project with the Northern Virginia Habitat for Humanity affiliate in Vienna, Virginia. The Vienna site will construct four single family homes for deserving Habitat partner families. Sponsors, VIPs, MBA Officers, Future Leaders, and staff joined the Jami and Thompson families April 17th to build on two of the four Habitat homes.

The following member companies have sponsored the project to date with their generous donation of funds and our thanks: Option One Mortgage/H&R Block; Emergis Electronic Mortgage Services, LLC; and MERS. Sponsorship opportunities are still available for Northern Virginia MBA members.

For additional information, sponsorship levels and site photos, click here .

MBA San Diego Habitat House Completed - Kwangaba Family Moves In

The MBA San Diego Habitat project launched in October 2003 was dedicated for the new homeowners, the Kwangaba family on Sunday, April 10, 2004. PMI Chairman Roger Haughton represented MBA and PMI at the dedication ceremony along with Paul Hoskins of GreenPoint Mortgage. This project was launched in October 2003 in conjunction with MBA's annual convention in San Diego with a framing exercise and wall raising for sponsor volunteers.

The following MBA member companies sponsored this build through their generous donations of funds and our thanks: American Mortgage Network, First American Real Estate Information Services, Inc., First Horizon Home Loan Corporation, Gallagher Financial Systems, GreenPoint Mortgage Funding, Inc., New Century Financial Corporation, and the PMI Foundation.

The Kwangaba family moved into their new home in April 2005.

For additional information and site photos, click here .

March 2003 Launched MBA's Habitat Leadership Build in Honor of Senators Sarbanes and Mikulski

MBA proudly launched this project on Saturday, March 8, 2003 in Silver Spring, Maryland. The project was dedicated September 30, 2003 for the Rodriguez family. The Rodriguez family moved in to their new home in October 2003.

The following MBA member companies funded this build through their generous donations of funds and time and our thanks: Central Pacific Mortgage Company, Chevy Chase Bank, First Horizon Home Loan Corporation, Gallagher Financial Systems, MidAmerica Bank, FSB, and PMI Mortgage Insurance Company.

For additional details of the event, click here .

Sponsors for upcoming Habitat projects will be sought from the MBA membership, State & Locals and industry partners. If you are interested in sponsorship opportunities, please contact Teresa Betz at (202) 557-2714.

About Under One Roof

MBA, through the Habitat Council, affirms its support for this partnership and recognizes the advantages of affordable housing through these local partnerships which allow potential homeowners the pride of helping to build their own homes. In addition, our partnership promotes leadership and support for Habitat at the local level; encourages affinity with other industry associations; recognizes the leadership of individual member companies; and allows MBA to coordinate projects that align with our commitment to supporting affordable housing for Americans.



Under One Roof
MBA 2005 Orlando Habitat Project

MBA 2005 Vienna Habitat Project

MBA 2004 San Francisco Habitat Project

MBA 2003 San Diego Habitat Project

Build in Honor of Senators Sarbanes and Mikulski

Partnership Builds

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