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Home > Advocacy > Testimony and Letters
MBA Testimony, Comment Letters and Letters to Legislators
| Testimony | | Date | | | 6/18/2009 | MBA Testimony, Stregthening Oversight and Preventing Fraud in FHA and other HUD Programs | | 6/3/2009 | MBA Testimony, The Present Condition and Future Status of Fannie Mae and Freddie Mac | | 5/6/2009 | MBA Testimony, Legislative Solutions for Preventing Loan Modifcation and Foreclosure Rescue Fraud | | 4/23/2009 | MBA Testimony, H.R. 1728, Mortgage Reform and Anti-Predatory Lending Act | | 3/20/2009 | MBA Testimony, An Examination of Civil Rights Issues with Respect to the Mortgage Crisis | | 3/12/2009 | MBA Statement for the Record, Mark-to-Market Accounting: Practices and Implications | | 3/11/2009 | MBA Testimony, The Mortgage Lending System and Proposals to Reform that System | | 2/26/2009 | MBA Statement for the Record, Homeowner Affordability and Stability Plan | | 2/10/2009 | Joint Statement for the Record, Federal Reserve Bank's Efforts to Provide Liquidity | | 2/3/2009 | MBA Testimony, H.R. 703, To Promote Bank Liquidity and Lending | | 1/22/2009 | Joint Statement for the Record, Bankruptcy Cram Down | | 1/9/2009 | MBA Testimony, FHA Oversight | | 11/19/2008 | MBA Testimony, Bankruptcy Cram Down | | 9/17/2008 | MBA Testimony, Implementation of the Hope for Homeowners Program and A Review of Foreclosure Mitigation Efforts | | 9/16/2008 | MBA’s Kittle Testifies on HUD’s RESPA Rule | | 7/25/2008 | MBA’s Kittle Testifies on Mortgage Servicing | | 5/22/2008 | MBA's Brinkmann Testifies on the Impact of the Conforming Loan Limit | | 5/22/2008 | MBA's Kittle Testifies on RESPA Reform | | 5/12/2008 | MBA Testifies Before NY State Senate on Foreclosure and Subprime Bill | | 4/29/2008 | MBA Comment for the Record, The Federal Trade Commission (FTC) Reauthorization Act of 2008 | | 4/16/2008 | MBA’s Kittle Testifies on Bill to Mandate Certain Loss Mitigation Activities | | 4/15/2008 | MBA’s Story Testifies on Loan Modifications | | 4/10/2008 | MBA’s Kittle Testifies on FHA’s Role in Current Mortgage Market | | 3/6/2008 | MBA's Quinn Testifies Before Senate Banking Committee on GSE Reform | | 2/28/2008 | MBA Testimony - Subprime Mortgage Crisis and America's Veteran | | 2/13/2008 | MBA Testifies on Mortgage Fraud | | 2/11/2008 | MBA Testimony - Effects of the Subprime Mortgage Crisis in New York City | | 1/29/2008 | MBA Testimony, Growing Mortgage Foreclosure Crisis: Identifying Solutions and Dispelling Myths | | 1/31/2008 | MBA Testimony, Strengthening our Economy: Foreclosure Prevention and Neighborhood Preservation | | 11/2/2007 | MBA Testimony - Progress in Efforts to Coordinate and Enhance Mortgage Foreclosure Prevention | | 10/30/2007 | MBA Testimony - Straightening Out the Mortgage Mess | | 10/24/2007 | MBA Testifies On H.R. 3915 -- The Mortgage Reform and Anti-Predatory Lending Act of 2007 | | 9/25/2007 | Edgar A.G. Bright, III, CMB Testifies on Mortgage Industry Response and Lessons Learned After Gulf Hurricanes | | 9/20/2007 | MBA Chairman Robbins Testifies on Remedies to Help Avoid Foreclosure | | 7/18/2007 | MBA Testimony Modernization of Federal Housing Administration Programs | | 6/26/2007 | MBA Chairman Robbins Testifies on Need to Protect Consumers While Maintaining Access to Mortgage Credit | | 5/29/2007 | MBA Chairman Robbins Testifies Before NY State Assembly on Subprime Lending Practices | | 5/28/2007 | MBA Testimony - NY State Ending Mortgage Abuse Safeguarding Homebuyers | | 5/24/2007 | MBA Testimony - An Examination of the Goals, Costs, Management and Impediments Facing Louisiana's Road Home Program | | 5/8/2007 | MBA Testimony The Role of Secondary Market in Subprime Mortgage Lending | | 4/19/2007 | MBA Chairman Robbins Testifies on Behalf of FHA Reform | | 4/11/2007 | MBA Testimony Senate Banking Gulf Coast | | 3/27/2007 | MBA Chairman Robbins Testifies on Subprime and Predatory Lending | | 3/15/2007 | MBA Chairman Robbins Testifies in Support of Reform to Reinvigorate FHA | | 3/12/2007 | MBA Chairman Robbins Testifies on GSE Reform, Calling for Strong Regulator | | 3/5/2007 | MBA Testimony - The Need to Extend the Terrorism Risk Insurance Act | | 2/28/2007 | MBA Testimony House Financial Services Katrina Insurance | | 2/7/2007 | MBA Testifies Before Senate: Market is Working, Benefiting Consumers and Increasing Homeownership | | 2/6/2007 | MBA Testifies on Industry Actions in the Aftermath of Hurricane Katrina | | | | | | | | | | | | | | | | | | | | | |
| Comment Letters | | Date | | | 6/18/2009 | MBA Letter to Geithner and Summers on Regulatory Reform Proposal | | 6/15/2009 | MBA Supports eSignature on Form 4506 | | 6/15/2009 | MBA Comment Letter on S&P Revisions to RMBS Rating Methodology | | 6/12/2009 | Joint Letter to IASB/FASB on Transparency | | 6/4/2009 | Joint Letter on Helping Families Save Their Homes Act | | 6/1/2009 | Coalition Letter to Presidents Working Group Regarding FAS140 and FIN46(R) | | 6/1/2009 | Coalition Letter on FAS140 and FIN46(R) | | 6/1/2009 | MBA Comment Letter on GSE Portfolio Holdings Interim Final Rule | | 5/22/2009 | MBA Comment Letter on 2009 Affordable Housing Goals | | 3/12/2009 | MBA Comment Letter, Workable Linked Model for MBS and CMBS | | 3/9/2009 | MBA Comment Letter, Hope for Homeowners | | 3/5/2009 | Joint Letter, SAFE Act | | 3/4/2009 | Joint Letter, Auditing Standards on Fair Value Accounting | | 2/25/2009 | MBA Letter, FASB Staff Position FSP FAS 107-b and APB 28-a | | 2/23/2009 | MBA Letter to Secretaries Geithner and Donovan, Homeowner Affordability and Stability Plan | | 2/13/2009 | MBA Letter to Bernanke, Warehouse Lending | | 2/9/2009 | MBA Letter to FRB, Proposed Amendments to Regulation Z | | 2/9/2009 | Joint Letter to HUD Secretary Donovan, RESPA & TILA | | 2/5/2009 | MBA Comment Letter to Secretary Geithner, Warehouse Lending | | 1/23/2009 | Joint Letter, Tax Relief for Cancellation of Indebtedness | | 1/20/2009 | MBA Comment Letter, Appraisal and Evaluation Guidelines | | 1/7/2009 | Joint Letter, Tax Relief for Cancellation of Indebtedness | | 1/15/2009 | MBA Comment Letter, Proposed FSP FAS 107-a | | 12/30/2008 | MBA Comment Letter, FASB Project to Amend EITF 99-20 | | 12/18/2008 | MBA Letter, Warehouse Lending | | 12/16/2008 | MBA Comment Letter, FHFA Affordable Housing Program Amendments | | 11/26/2008 | Joint Letter, Extension of Term Asset-Backed Securities Loan Facility | | 11/25/2008 | MBA Comment Letter, Minimum Capital Ratios; Capital Maintenance; Capital Treatment of Certain Claims on, or Guaranteed by Fannie Mae and Freddie Mac | | 11/25/2008 | MBA Comment Letter, Addendum to Statement 140 and Interpretation 46(R) Amendments
| | 11/19/2008 | Joint Letter, Continuation of FHASecure
| | 11/13/2008 | MBA Comment Letter, Study of Mark-to-Market Accounting | | 10/31/2008 | MBA Comment Letter, Amendments to FASB Interpretation No. 46(R) | | 10/30/2008 | MBA Comment Letter, Accounting for Transfers of Financial Assets, an amendment of FASB Statement No. 140 | | 10/28/2008 | MBA Comment Letter, Deduction of Goodwill Net of Associated Deferred Tax Liability | | 10/27/2008 | MBA Comment Letter, Possible Changes to Ginnie Mae's Loan Buyout and Repooling Policies | | 10/23/2008 | Industry Letter, Fair Value FAS 157 Clarification | | 10/21/2008 | Industry Letter, 800-995-HOPE | | 10/16/2008 | MBA Comment Letter, Basel II | | 10/15/2008 | Industry Letter, The Proposed FSP FAS 140-e and FIN 46 (R) | | 10/10/2008 | MBA Comment Letter, TARP | | 10/9/2008 | MBA Comment Letter, Proposed FSP FAS 140-e and FIN 46(R)-e | | 10/9/2008 | MBA Comment Letter, Proposed FSP FAS 157-d | | 9/26/2008 | MBA Comment Letter, Conservatorship Letter to Treasury | | 9/17/2008 | MBA Comment Letter, Expand FHASecure | | 9/16/2008 | Industry Letter, Enhancing the President’s Working Group on Financial Markets | | 9/5/2008 | MBA Comment Letter, Reference to Ratings of Nationally Recognized Statistical Rating Organizations and Security Ratings | | 8/29/2008 | MBA Comment Letter, Regulation C Spread | | 8/28/2008 | MBA Comment Letter, Implementation of the Hope for Homeowners Program | | 8/22/2008 | MBA Comment Letter, Project RESTART | | 8/21/2008 | MBA Comment Letter, First-Time Homebuyer Credit | | 8/18/2008 | Industry Letter, FCRA/FACTA | | 8/15/2008 | MBA Comment Letter, FAS 133 | | 8/8/2008 | MBA Comment Letter, 8-8-2008, Propose Rule on Acceptable Payment History for Late Request for Endorsement of Mortgage Insurance | | 7/31/2008 | Industry Letter, Letter to HUD on RESPA | | 7/25/2008 | MBA Comment Letter, Proposed Rules for Nationally Recognized Statistical Rating Organizations | | 7/15/2008 | MBA Comment Letter, Draft Report of the Underserved Committee of President’s Advisory Council on Financial Literacy | | 7/15/2008 | Industry Letter, IRS Revenue Procedure 2008-28 | | 6/23/2008 | MBA Comment Letter, Interim Final Policy Statement on Covered Bonds | | 6/16/2008 | MBA Comment Letter, Proposed Enhancements to U.S. Residential Mortgage Securitizations | | 6/16/2008 | MBA Comment Letter, Affordable Housing Program Amendments | | 6/11/2008 | MBA Comment Letter, RESPA | | 5/23/2008 | MBA Comment Letter, Financial Literacy, President’s Advisory Council on Financial Literacy | | 5/20/2008 | MBA Comment Letter, Loans in Areas Having Special Flood Hazards; Flood Insurance | | 5/12/2008 | MBA Comment Letter, Income Modification for Single Family Housing Guaranteed Loan Program Eligibility | | 5/12/2008 | MBA Comment Letter, Home Valuation Code of Conduct | | 4/30/2008 | Joint Comment Letter, Home Valuation Code | | 4/30/2008 | MBA Comment Letter, OFHEO, Cuomo and GSE Agreement | | 4/8/2008 | MBA Comment Letter, HOEPA | | 3/28/2008 | MBA Comment Letter, Deduction for Qualified Mortgage Insurance Premiums | | 3/13/2008 | Industry Letter, RESPA | | 2/13/2008 | MBA Comment Letter, FHASecure | | 2/11/2008 | MBA Comment Letter, FACTA | | 2/7/2008 | Industry Letter, REMICs | | 1/2/2008 | MBA Comment Letter, Increase GSE Conforming Loan Limit | | 12/13/2007 | MBA Letter, Freddie Mac, Market Condition Delivery Fee | | 12/13/2007 | MBA Letter, Fannie Mae, Market Condition Delivery Fee | | 12/5/2007 | MBA Comment Letter, FAS 114 | | 11/20/2007 | MBA Comment Letter, Treasury, Regulatory Structure for Financial Institutions | | 11/20/2007 | MBA Comment Letter, OFHEO Conforming Loan Limit | | 11/5/2007 | MBA Comment Letter, Expansion of OTS Prohibitions | | 10/30/2007 | MBA Letter, MA Attorney General, Definition of Broker Fee | | 10/22/2007 | MBA Comment Letter, Risk-Based Premiums | | 10/11/2007 | MBA Comment Letter, Subprime Illustrations | | 9/19/2007 | MBA Letter, Accounting for Underwriting and Loan Commitments | | 9/5/2007 | MBA Comment Letter, SSNs in the Private Sector | | 8/15/2007 | Joint Comment Letter, PA Proper Conduct of Lending and Brokering in the Mortgage Loan Business | | 8/15/2007 | MBA Comment Letter, HOEPA
| | 8/13/2007 | Joint Letter, HOEPA | | 8/13/2007 | Joint Letter, GSE Portfolio Cap | | 8/7/2007 | MBA Comment Letter, HUD Standards for Mortgagor’s Investment in Mortgaged Property
| | 7/19/2007 | MBA Comment Letter, OFHEO Proposed Guidance on Conforming Loan Limit Calculations
| | 7/6/2007 | MBA Comment Letter, SEC SAB 105 | | 7/6/2007 | MBA Comment Letter, SEC Staff Accounting Bulletin No. 105, Application of Accounting Principles to Loan Commitments | | 5/24/2007 | MBA Letter, Position Paper on FAS 140 | | 5/7/2007 | MBA Comment Letter, Proposed Statement on Subprime Mortgage Lending
| | 4/18/2007 | MBA Comment Letter, FAS 157 | | 3/21/2007 | MBA Comment Letter, Risk-Based Capital Standards: Advanced Capital Adequacy Framework (Basel II) | | 3/9/2007 | MBA Comment Letter, HECM Counseling | | 3/7/2007 | MBA Comment Letter, Disclosures about Derivative Instruments and Hedging Activities | | 3/5/2007 | MBA Comment Letter, RI Home Loan Protection Act | | 2/21/2007 | Joint Comment Letter, District Guidance on Nontraditional Mortgage Products | | 1/29/2007 | Joint Comment Letter, NC Nontraditional Mortgage Products
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| Letters to Legislators | | | Date | | | 6/15/2009 | MBA Letter to Senator Isakson on Tax Credits | | 6/5/2009 | MBA Response to Follow-Up Questions from Foreclosure Rescue Scam Hearing | | 3/25/09 | MBA Letter, Warehouse Lines of Credit for Real Estate Finance | | 3/11/2009 | Joint Letter, Mortgage Interest Deductions | | 3/9/2009 | Joint Letter, Fair Value | | 3/4/2009 | MBA Letter, Appropriations and TILA | | 2/25/2009 | Coalition Letter to House, National Flood Insurance Program | | 2/25/2009 | Coalition Letter to Senate, National Flood Insurance Program | | 2/24/2009 | Joint Letter, Oppose Bankruptcy Provisions in H.R. 1106 | | 2/24/2009 | MBA Letter, Oppose Bankruptcy Provisions in H.R. 1106 | | 2/10/2009 | Joint Letter to the Senate Banking Committee, Liquidity Crisis in the Commercial Real Estate Market | | 2/3/2009 | Joint Letter, Increase Conforming Loan Limits in Stimulus | | 1/27/2009 | Joint Letter, Bankruptcy Cram Down | | 1/26/2009 | Joint Letter, Extend First-time Homebuyer Tax Credit | | 1/26/2009 | Joint Letter to House Appropriations Committee, FHA Healthcare Staffing | | 1/26/2009 | Joint Letter to Senate Appropriations Committee, FHA Healthcare Staffing | | 1/14/2009 | MBA Letter, Support Section 202 | | 1/13/2009 | Joint Letter, LIHTC Inclusion in Stimulus Package | | 1/13/2009 | MBA Letter, Support Confirmation of Shaun Donovan | | 1/9/2009 | Joint Letter, Bankruptcy Cram Down | | 12/16/2008 | MBA Memo to Obama Transition Team | | 12/1/2008 | Joint Letter, Extension of High Cost Area Loan Limits | | 11/13/2008 | MBA Letter, Support Second Stimulus Loan Limit | | 11/12/2008 | Joint Industry Letter, House HOPE NOW Action
| | 11/12/2008 | Joint Industry Letter, Senate HOPE NOW Action | | 10/16/2008 | MBA Letter, Response to Frank Regarding the BofA Settlement | | 10/2/2008 | Joint Letter, Support the Emergency Economic Stabilization Act of 2008
| | 9/30/2008 | Joint Letter, Rejection of the Emergency Economic Stabilization Act
| | 9/30/2008 | MBA Letter, Urge Congress to Reach Agreement on a Financial Stability Package | | 9/25/2008 | Joint Letter, Support TARP | | 9/23/2008 | MBA Letter, Oppose Bankruptcy | | 9/16/2008 | Joint Letter, Support Long-term Authorization of NFIP | | 9/15/2008 | MBA Letter, Support Long-term Reauthorization of NFIP | | 9/15/2008 | Coalition Letter, Support Passage of Non-Admitted Lines and Reinsurance Act | | 9/11/2008 | Coalition Letter, Support Reauthorization of NFIP | | 9/10/2008 | MBA Letter, Veterans' Programs Extension and Construction Authorization Act | | 8/29/2008 | MBA Letter, Response to Frank on H4H | | 8/11/2008 | MBA Letter, Republican Convention Platform | | 7/17/2008 | MBA Letter, Low Income Housing Tax Credit | | 7/10/2008 | Joint Trades Letter, FHA Legislation Recommendations | | 7/2/2008 | Joint Letter, Low Income Housing Tax Credit | | 6/25/2008 | MBA Letter, Section 202 Supportive Housing for the Elderly Act | | 6/17/2008 | MBA Letter, GSE Regulatory Oversight | | 6/17/2008 | Joint Letter, Carried Interest Tax Proposal | | 6/17/2008 | Joint Letter, Mortgage Originator Licensing Provisions | | 6/2/2008 | Coalition Letter, Nominations | | 5/22/2008 | MBA Letter, MN Veto Subprime Bill | | 5/14/2008 | MBA Letter, GSE Regulatory Oversight | | 5/13/2008 | Joint Letter, Blue Dog Carried Interest | | 5/6/2008 | Coalition Letter, Strengthen NFIP | | 5/2/2008 | Joint Letter, Business Activity Tax Simplification Act | | 4/30/2008 | MBA Letter, NFIP | | 5/1/2008 | Joint Letter, Section 8 Project-Based Program | | 4/21/2008 | Joint Letter, Structured Finance Ratings | | 4/9/2008 | Joint Letter, H.R. 2091 Inclusion | | 4/2/2008 | Joint Letter, Business Activity Tax Simplification Act | | 3/31/2008 | Joint Letter, Oppose Mortgage Bankruptcy Provisions | | 3/21/2008 | MBA Letter, Senate Appropriations Ginnie Mae and RHS Fee | | 3/21/2008 | MBA Letter, House Appropriations Ginnie Mae and RHS Fee | | 3/17/2008 | MBA Letter, Support for FRB and HOEPA | | 3/10/2008 | MBA Letter, Gulf Coast Housing Recovery Act and FHA Conveyance | | 3/10/2008 | MBA Letter, Regulatory Relief and Fairness Act | | 3/7/2008 | MBA Letter, Isakson Tax Credit | | 3/5/2008 | Joint Letter, Oppose Bankruptcy Cramdown | | 3/5/2008 | MBA Letter, Oppose Changing Bankruptcy Code | | 2/13/2008 | Coalition Letter, Budget Letter, Repeal Family Business Estate Tax Coalition | | 2/15/2008 | Coalition Letter, Foreclosure Prevention Act | | 2/1/2008 | Joint Letter, Reauthorize VA Loan Guaranty Program | | 1/30/2008 | Joint Letter, Oppose Surety Bond in FHA Modernization Legislation | | 1/24/2008 | Coalition Letter, Modernize FHA | | 1/23/2008 | Joint Letter, Oppose H.R. 3609- Bankruptcy Bill | | 12/20/2007 | Bankruptcy Coalition Letter | | 12/11/2007 | Joint Letter, Bankruptcy | | 11/15/2007 | MBA Letter, Mortgage Reform and Anti-Predatory Lending Act | | 11/6/2007 | MBA Letter, Support Homeowners Defense Act | | 11/6/2007 | MBA Letter, Bankruptcy | | 11/5/2007 | MBA Letter, Mortgage Reform and Anti-Predatory Lending Act | | 10/16/2007 | MBA Letter, Flood Insurance | | 10/16/2007 | MBA Letter, TRIA | | 10/3/2007 | Joint Letter, Oppose Emergency Home Ownership and Mortgage Equity Protection Act | | 10/3/2007 | MBA Letter, Tax Relief for Cancellation on Indebtedness | | 9/25/2007 | Joint Letter, Oppose the Farm Credit Expansion | | 9/25/2007 | MBA Letter, Limited Exclusions of Discharges of Indebtedness on Principal Residences from Gross Income | | 9/24/2007 | Joint Letter, Bankruptcy | | 9/19/2007 | Joint Letter, FHA Modernization | | 9/18/2007 | MBA Letter, FHA Modernization | | 9/17/2007 | MBA Letter, FHA Modernization | | 9/17/2007 | State MBAs Letter, FHA Modernization | | 9/13/2007 | Joint Letter, FHA Reform | | 9/6/2007 | Coalition Letter, TRIEA | | 7/24/2007 | Joint Letter, Oppose Farm Credit System Expansion Provisions | | 7/23/2007 | Joint Letter, GSE Reform | | 7/23/2007 | Joint Letter, Oppose Bill to Tax Carried Interest Returns | | 7/17/2007 | MBA Letter, Support Affordable Housing Trust Fund | | 7/13/2007 | MBA Letter, Service Members Civil Relief Act's Foreclosure Moratorium | | 7/13/2007 | Joint Letter, House, Conforming Loan Limit | | 7/13/2007 | Joint Letter, Senate, Conforming Loan Limit | | 6/27/2007 | Joint Letter, House, Subprime Mortgage Financing | | 6/27/2007 | Joint Letter, Senate, Subprime Mortgage Financing | | 6/22/2007 | Joint Letter, Oppose Farm Credit System Expansion | | 6/15/2007 | Joint Letter, Oppose Increase in Mortgage Insurance Premiums | | 6/13/2007 | Joint Letter, Clean Energy Act | | 6/8/2007 | MBA Letter, Support Permanent Income Tax Deduction for FHA Mortgage Insurance Premiums | | 5/29/2007 | Joint Letter, Support Depository Institution Community Development Investments Enhancements | | 5/15/2007 | Joint Letter, Oppose Farm Credit Act | | 5/14/2007 | Joint Letter, Preservation Approval Process Improvements Act | | 4/30/2007 | Joint Letter, Bankruptcy | | 4/24/2007 | MBA Letter, GSE Reform | | 4/9/2007 | Joint Letter, Oppose Increase in Mortgage Insurance Premiums | | 4/5/2007 | MBA Letter to Senator Obama, Mortgage Fraud | | 3/27/2007 | Joint Letter, Preservation Approval Process Improvement Act | | 3/19/2007 | MBA Letter, Empower FHA | | 2/27/2007 | Joint Letter, Industry Response to Hurricane Katrina | | 2/15/2007 | Coalition Letter, Permanently Eliminate the Death Tax | | 1/8/2007 | MBA Letter, New Guidance on Nontraditional Mortgage Product Risk | | | | | | | | | | | | | | | | | | | | | | | |
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