Residential Mortgage Lending Manuals


Residential Mortgage Lending: State Regs 6 Reg Set

Residential Mortgage Lending: State Regs N. Central

Residential Mortgage Lending: State Regs Western

Residential Mortgage Lending: State Regulations S. Central

Residential Mortgage Lending: State Regulations Mid-Atlantic

Residential Mortgage Lending: State Regulations NE

Residential Mortgage Lending: State Regulations SE


These manuals give you access to the most current information available on first mortgage lending state laws and regulations in four geographic regions: Northeast, Mid Atlantic, Southeast, and South Central. Each is arranged in an easy-to-follow, five-part format - including an alphabetical listing of topics. This manual will enable you to:

Enhance your understanding of the multifaceted residential mortgage lending business Efficiently manage the stringent requirements of legal compliance Conduct business in multiple states Avoid fines, suspension of license, litigation, and even criminal proceedings.

Each Region is broken down into five parts:

  • Part I: Narrative Overview of the State Legal and Regulatory Environment
  • Part II: Brief Summary with Citations of State Law Advertisements
    • Alternative mortgage transactions
    • Application practices
    • Appraisals
    • Assignments of mortgage or deed of trust
    • Assumption of mortgage
    • Brokering mortgage loans
    • Closing practices
    • Commitments
    • Consumer protection/consumer complaints
    • Deficiency judgments
    • Disclosures
    • Discrimination
    • Document preparation
    • Due-on-sale
    • Escrows
    • Fees and Charges
    • Foreclosure
    • Future advances
    • Insurance
    • Late charges
    • Licensing
    • Lock-ins
    • Marital rights/signature requirements
    • Plain English
    • Prepayment
    • Prohibited loan terms
    • Record retention
    • Referral fees
    • Release and payoff
    • Security practices
    • Servicing practices
    • Tie-ins
    • Transfer of servicing
    • Trustees
    • Usury
    • Wet Settlement

  • Part III: Recent Judicial and Administrative Cases and Decisions

  • Part IV: Source List of Current Laws and Regulations, State Regulatory Agencies, and Key Personnel in Mortgage Lending

  • Part V: Forms Legal Opinions, and the Original Text of Administrative Regulations, and Other Source Material, Tables and Index.