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Compliance Resource Center


2013 is being called the “year of implementation” for the real estate finance industry. With seven final rules released in January alone, and implementation dates looming, your business needs to have a clear plan to execute the operational changes needed to comply. MBA strives to help you do just that through regular communications outreach, educational programming and more.

MBA's Compliance Resource Center is the place to start to learn more about industry changing rules, from announcement to implementation.

FREE MBA Members-Only Call: Helping Your Mortgage Company Prepare for January 2014: Understanding New Appraisal, Escrow, & HOEPA Rules
Wednesday, May 29th, 1:00 p.m. - 2:30 p.m. EDT



Qualified Mortgage/Ability to Repay Rule
Released by the CFPB on January 10, 2013
Effective Date: January 10, 2014



Resources
CFPB Summary » Full Rule »
.

MBA Statement »
MBA Summary »
QM Concurrent Proposal Summary »
CFPB Small Entity Compliance Guide »
April 19 QM Amendments »
QM Matrix »

Conference Call: First Look at QM Rule »
(Free recording for MBA Members, login required)

Products
MBA Compliance Essentials program »
(now available)


Loan Originator Qualification and Compensation Rule
Released by the CFPB on January 20, 2013
Effective Date: January 10, 2014



Resources
CFPB Summary » Full Rule »
.

MBA Executive Summary »
MBA Summary »

Conference Call: First Look at LO Compensation Rule »
(Free recording for MBA Members, login required)

Products
MBA Compliance Essentials program »
(now available)


National Servicing Standards Rule
Released by the CFPB on January 17, 2013
Effective Date: January 10, 2014



Resources
Summary » Full Rule »
.

MBA Summary »

Conference Call: First Look at the Servicing Rule»
Free recording for MBA Members, login required)

Products
MBA Compliance Essentials program »
(now available)
CampusMBA's Default Servicing Guided Online Training Series
Begins in March 2013



More Rules

Appraisals for Higher-Risk Mortgage Loan Rule »
Disparate Impact Rule »
Escrow Requirement Rule »
ECOA Appraisals »
High-Cost Mortgage Rule »



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