12/30/04 HUD Simplifies Home Equity Conversion Mortgage (HECM) Counseling Requirements 12/30/04 HUD Provides TOTAL Mortgage Scorecard User Guide Update / Mortgagee Letter 04-47 / Attachment 1: Cover Letter / Attachment 2: User's Guide
12/23/04 HUD Publishes Interim Rule on Prohibition of Property Flipping in HUD's Single Family Mortgage Insurance Programs
12/17/04 HUD Publishes Interim Rules on Revision to FHA Credit Watch Termination Initiative. Solicits Additional Comments by February 15, 2005
11/24/04 VA Announces Availability of Web-Based Loan Summary Sheet (VA Circular 26-04-11) 11/24/04 VA Announces 2005 Schedule of Interactive Satellite Training Broadcasts (VA Circular 26-04-10)
11/22/04 HUD Announces New Contracts for FHA Management and Marketing of Acquired Single-Family Properties
11/18/04 FTC Issues Final Regulation on Consumer Information and Records Disposal
11/10/04 Fannie Mae Announcement 04-07 - Topics include Manufactured Homes, Purchase of Indiana "High Cost Home Mortgage Loans," Quality Assurance-Documentation Requirements, Test Period for Revised Appraisal Report Forms available for viewing and downloading, 1004, 2055, 1004C, 1073, 1075, 2090, 2095, 1025, 1004D, 2000, and 2000A.
11/10/04 HUD Proposes Revisions To Single Family Mortgage Insurance Regulations That Govern Actions By Mortgagees With Respect To Mortgages In Default. Comments due by January 10, 2005. 11/2/04 HUD Reminder About Delinquent Loan Reporting for Mortgages on Leaseholds of Hawaiian Home (ML 04-42)
10/26/04 FEMA Increases the Coverage Amount for Group Flood Insurance Policies Issued By the Individual and Family Grant (IFG) Program for Disasters Declared On Or Before October 14, 2002. 9/30/04 New Guide Announcement from Fannie Mae – Topics Authoritative Online Selling and Servicing Guides, Purchase of Massachusetts "High Cost Home Mortgage Loans, etc. Also, Brochure: New authoritative online Guides and Lender Announcements
9/22/04 HUD Announces Mortgage Assistance Policies for Hurricane Ivan Victims (Mortgagee Letter 04-37)
9/16/04 Ginnie Mae Clarifies Buyout Authorization (APM 04-15)
9/15/04 Freddie Mac Relaxes Key Policy To Expedite Release Of Insurance Proceeds To Borrowers Affected By Hurricanes
9/15/04 HUD Details Underwriting and Servicing Policies to Assist Victims of Presidentially-Declared Major Disaster Areas (Mortgagee Letter 04-36)
9/7/04 Freddie Mac Extends Mortgage Relief To Borrowers Affected By Hurricane Frances
9/1/04 Banking Agencies Announce 2005 Implementation for Web-Based Central Data Repository for Bank Financial Data
8/13/04 Federal Agencies File Amicus Brief on California "SB1" Case
8/11/04 Federal Reserve Seeks Comments for a Study Fair Credit Disputes
8/4/04 HUD Announces Loss Mitigation Performance Scores (Mortgagee Letter 04-30)
8/2/04 Fannie Mae Releases New Guide Announcement; Test Period for Revised Appraisal Report Forms Detailed 7/19/04 HUD Affirms Interest Rates Reduction Policy On Secretary-held Mortgages (Notice 2004-10)
6/28/04 Fannie Mae Amends Seller and Servicing Requirements (Announcement 04-03) Topics include: Uniform Residential Loan Application, Servicing Agreements, Commitment Pair-Offs, Prepayment Premiums, Flexible 97 and 100 Mortgages, Manufactured Housing Update, Possible Lapse of National Flood Insurance Authority, and Test Period for Revised Appraisal Report Forms (1073, 1075 and 2055) 6/28/04 Filing HUD Conveyance And Pre-Foreclosure Sale Claims Via The FHA Connection(Mortgagee Letter 04-26)
Attachment A - Information About The FHA Connection
Attachment B - Single Family Claims Input Help - Part A, Form HUD-27011
Attachment C - Single Family Claims Input Help - Part B, Form HUD-27011
Attachment D - Transmittal Sheet
6/28/04 HUD Clarifies HECM Counseling Requirements (Mortgagee Letter 04-25) (Form HUD-92902) 6/25/04 Federal Reserve Amends Reg CC "Availability of funds and collection of checks" - Routing number guide to next-day availability checks and local checks
6/21/04 HUD Announces Enhancements to the Neighborhood Watch Early Warning System (Mortgagee Letter 04-23)
6/17/04 HUD Announces Elimination of Paper Mortgage Insurance Certificates For Home Equity Conversion Mortgage (HECM) Claims (Mortgagee Letter 04-22)
6/11/04 HUD's Contractor for REO Property Disposition Has New Address (Mortgagee Letter 04-20) 6/9/04 FTC Wants Input for Study on Giving Consumers Copies of Adverse Credit Actions
6/7/04 HUD Institutes New “Radon Gas and Mold Notice Release Agreement†for Potential Purchasers of HUD-acquired Single Family Properties.
5/10/04 HUD Reminder: Mandatory Electronic Submission of Annual Audited Financial Statements 5/5/04 FEMA Publishes Compendium of Flood Map Change (Text Version, PDF Version)
5/4/04 FEMA Increases Coverage Amount for Group Flood Insurance Policies for disasters declared on or before October 14, 2002
4/27/04 FTC Seeks Comment on Revising Fees Charged for Industry Access to National Do Not Call Registry
4/15/04 HUD Announces A New Interactive Website for Preservation and Protection Cost Allowables (Mortgagee Letter 04-16)
4/15/04 HUD Announces National Servicing Center Address Change (Mortgagee Letter 04-15)
4/15/04 HUD Clarifies Late Requests for Endorsement Procedures (Mortgagee Letter 04-14)
4/15/04 HUD Details Credit Bureau Score Requirements for FHA-Insured Mortgages (Mortgagee Letter 04-13)
4/15/04 VA Adapts Guidelines For Notification, Evaluation And Reduction Of Lead-Based Paint Hazards In VA-Acquired Properties
4/14/04 HUD Proposes Treble Damages for Failure To Engage in Loss Mitigation. Comments due June 14, 2004
4/8/04 Fed Proposes Fair Credit Reporting Rules - Form for Correcting Faulty Information
3/24/04 HUD Provides Update Of Preservation And Protection (Mortgagee Letter 2003-09) [pdf] 3/19/04 HUD Updates Allowable Closing Costs Paid by HUD Single Family Property Disposition (Housing Notice 2004-05) [pdf]
3/11/04 HUD Updates Inspection Requirements and Cost Schedules (Mortgagee Letter 04-09) [pdf] 3/8/04 VA Delegates Authority In The Sale Single-Family Properties Acquired Under The Housing Loan Guaranty Program [pdf]
2/12/04 HUD Revises Quality Control Plan Handbook (Mortgagee Letter 04-06)(APM 03-26) [pdf] 12/22/03 Ginnie Mae Eliminates Third-Party Review for Insurance Status of Single Family FHA Loans (APM 03-26) [pdf]
12/18/03 Fannie Mae Addresses Bankruptcy-Related Matters, Delivery Data, and Subordinate Financing (Guide Announcement 03-14) [pdf]
12/17/03 VA Cicrular explains provisions of the Veterans Benefits Act of 2003 that affect the Loan Guaranty Program. [pdf]
12/5/03 Freddie mac Issues New Seller/Servicer Bulletin 2003-7 [pdf]
11/22/03 HUD-FHA Mortgagee Letter 03-20: Revised Uniform Residential Loan Application (URLA) 11/22/03 HUD-FHA Mortgagee Letter 03-19: Partial Claims: Program Changes and Updates
10/31/03 MBA Letter To Members Urging Members to Offer Relief to Borrowers Affected by California Wildfires [pdf]
10/31/03 Member Alert: Industry Responds to California Wildfires
10/30/03 Fannie Mae changes the process for publication of legal notices associated with nonjudicial foreclosures of mortgages secured by California properties. (Guide Announcement 3-11)
10/30/03 Freddie Mac Extends Mortgage Relief To Southern California Borrowers
10/30/03 Ginnie Mae Provides Forbearance and Buyout Authorization for Loans in CA Diasaster Areas Declareda fires (APM 03-22) [pdf]
10/2/03 VA Changes Loan Guaranty Requirements Regarding The California Wildfires ( Bulletin 26-03-18) [pdf]
10/28/03 HUD AnnouncesDisaster Assistance For Wildfire Victims In Four California Counties - Temporary housing and foreclosure protection offered to displaced families [pdf]
10/28/03 IRS Grants Tax Relief for Victims of California Wildfires
10/27/03 Fannie Mae AnnouncesMortgage Relief for Wildfire Victims in Southern California
10/20/03 MBA Applauds HUD Announcement on Mortgage Insurance Certificates
10/20/03 HUD Eliminates Paper Mortgage Insurance Certificates (MICs) (Mortgagee Letter 03-17) 10/3/03 New Seller Servicer Bulletin From Freddie Mac (Bulletin 2003-6)[pdf]
9/22/03 HUD Announces Enhancements Made To The Neighborhood Watch Early Warning System (ML 03-15) [pdf]
8/7/03 Freddie Mac Seller/Servicer Bulletin (2003-05) [pdf]. More from Freddie Mac
6/30/03 HUD Announces Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor (ML 2003-10) [pdf]
6/30/03 MBA Member Alert: Treasury Again Seeks Comments on USA PATRIOT Act's Section 326 Customer Identification Requirements
6/25/03 Fannie Mae Announces Mortgage Relief for Wildfire Victims in Arizona
6/6/03 Freddie Mac Releses New Seller/Servicer Bulletin (2003-04) [pdf]
6/4/03 Fannie Mae Guide Announcement 03-06 - Mortgage Eligibility and Servicing Procedures for Mortgages Secured by Manufactured Homes, and the new Manufactured Home Appraisal Report Addendum (Form 1004C)
5/14/03 Fannie Mae Announces Mortgage Relief for Tornado Victims in Oklahoma
5/13/03 Ginnie Mae Announces Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster (APM 03-11) [pdf]
5/8/03 Fannie Mae Guide Announcement On Military Indulgence (03-05) [pdf]
5/06/03 HUD announces the FY 2002 annual lender performance scores [pdf] for loss mitigation (Mortgagee Letter 2003-06; Attachment [pdf] )
5/05/03 HUD Delays Enforcement Date on Second Bid Requirement Until June 20, 2003
5/02/03 Fannie Mae Guide Announcement (03-03) Also revisions to:
 Uniform Residential Loan Application - Forms 1003 and 1003 (S)
Statement of Assets and Liabilities - Forms 1003A and 1003 A (S)
4/07/03 New Seller/Servicer Bulletin from Freddie Mac
4/7/03 HUD Issues Final RuleProhibiting Property Flipping in HUD's Single Family Mortgage Insurance Programs [pdf]
4/01/03 FEMA National Flood Insurance Program: Changes the way premiums are calculated for policyholders who purchase flood insurance coverage under the NFIP for ``Pre-FIRM'' buildings in Special Flood Hazard Areas (SFHAs). [pdf]
3/28/03 FTC Proposes Fee Amendment to the Telemarketing Sales Rule
3/27/03 FTC has extended the "the date by which it will require full compliance with Sec. 310.4(b)(4)(iii) of the Amended Telemarketing Sales Rule ("TSR"') until October 1, 2003." [pdf]
3/26/03 VA has extendedthe rescission date of the SSCRA Circular 26-01-10 to April 1, 2005" [pdf] 2/24/03 HUD Reminds LendersAbout Requirements of Soldiers’ and Sailors’ Civil Relief Act of 1940 (SSCRA) in the servicing of FHA loans. (Mortgagee Letter 03-04) [pdf]
3/20/03 MBA Notice to Members: House Passes Mortgage Servicing Clarification Act [pdf]
2/19/03 MBA Notice to Members: HUD To Forego Mortgage Insurance Premiums On Certain 15-year Streamline Loans Without Appraisals
3/12/03 Fannie Mae Announces Changes to the MI DirectTM Process and to the Mortgage Bankers' Financial Reporting Form (Guide Announcement 03-01) [pdf]
3/07/03 New Seller Servicer Bulletin from Freddie Mac (Bulletin 2003-02) [pdf]
3/03/03 FEMA increases the limit of liability under Coverage D--Increased
Cost of Compliance (ICC) of the Standard Flood Insurance Policy from
$20,000 to $30,000. [pdf]
2/10/03 VA Issues Final Rules Implementing Changes to the Loan Guaranty Program Authorized by Congress [pdf]
2/7/03 Freddie Mac Release New Seller Servicer Bulletin (2003-01) [pdf]
1/24/03 VA Terminates Vendee Financing
1/14/03 Member Alert: President Signs Flood Insurance Reauthorization Into Law
From MBA
10/20/03 MBA Applauds HUD Announcement on Mortgage Insurance Certificates
6/30/03 MBA Member Alert: Treasury Again Seeks Comments on USA PATRIOT Act's Section 326 Customer Identification Requirements
5/06/03 HUD announces the FY 2002 annual lender performance scores [pdf] for loss mitigation (Mortgagee Letter 2003-06; Attachment [pdf] )
4/01/03 MBA Member Alert: HUD Uniform Financial Reporting System Rule Update
3/20/03 MBA Notice to Members: House Passes Mortgage Servicing Clarification Act [pdf]
2/19/03 MBA Notice to Members: HUD To Forego Mortgage Insurance Premiums On Certain 15-year Streamline Loans Without Appraisals
3/12/03 MBA Notice to Members: Submissions Under HUD'S New UFRS Rule Due
2/24/03 MBA Files Comments On HUD's Uniform Financial Reporting Standards [pdf] (UFRS) Rule 1/14/03 Member Alert: President Signs Flood Insurance Reauthorization Into Law
1/10/03 Member Alert: Ginnie Mae Announces Changes Altering Structure Of GNMA II Program: 
More MBA Alerts  HUD
1/26/04 HUD Announces Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor (Mortgagee Letter: 2004-05)
11/22/03 HUD-FHA Mortgagee Letter 03-20: Revised Uniform Residential Loan Application (URLA) 11/22/03 HUD-FHA Mortgagee Letter 03-19: Partial Claims: Program Changes and Updates
10/20/03 HUD Eliminates Paper Mortgage Insurance Certificates (MICs) (Mortgagee Letter 03-17) 9/22/03 HUD Announces Enhancements Made To The Neighborhood Watch Early Warning System (ML 03-15) [pdf]
6/30/03 HUD Announces Address Change for First Madison Services, Inc. Single Family Loan Servicing Contractor (ML 2003-10) [pdf]
5/05/03 HUD Delays Enforcement Date on Second Bid Requirement Until June 20, 2003
4/7/03 HUD Issues Final RuleProhibiting Property Flipping in HUD's Single Family Mortgage Insurance Programs [pdf]
2/19/03 MBA Notice to Members: HUD To Forego Mortgage Insurance Premiums On Certain 15-year Streamline Loans Without Appraisals
For additional HUD Mortgagee Letters Check Here
Ginnie Mae
12/22/03 Ginnie Mae Eliminates Third-Party Review for Insurance Status of Single Family FHA Loans (APM 03-26) [pdf]
10/30/03 Ginnie Mae Provides Forbearance and Buyout Authorization for Loans in CA Diasaster Areas Declareda fires (APM 03-22) [pdf]
5/13/03 Ginnie Mae Announces Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster (APM 03-11) [pdf]
11/13 Ginnie Mae Expands Reimbursement to Issuers under the SSCRA (APM 02-25) [pdf]
Fannie Mae
12/18/03 Fannie Mae Addresses Bankruptcy-Related Matters, Delivery Data, and Subordinate Financing (Guide Announcement 03-14) [pdf]
6/25/03 Fannie Mae Announces Mortgage Relief for Wildfire Victims in Arizona
6/4/03 Fannie Mae Guide Announcement 03-06 - Mortgage Eligibility and Servicing Procedures for Mortgages Secured by Manufactured Homes, and the new Manufactured Home Appraisal Report Addendum (Form 1004C)
5/14/03 Fannie Mae Announces Mortgage Relief for Tornado Victims in Oklahoma
5/8/03 Fannie Mae Guide Announcement On Military Indulgence (03-05) [pdf]
5/02/03 Fannie Mae Guide Announcement (03-03) Also revisions to:
Uniform Residential Loan Application - Forms 1003 and 1003 (S)
Statement of Assets and Liabilities - Forms 1003A and 1003 A (S)
3/12/03 Fannie Mae Announces Changes to the MI DirectTM Process and to the Mortgage Bankers' Financial Reporting Form (Guide Announcement 03-01) [pdf]
11/27/03 Fannie Mae Distributes Guide Announcement 02-12 [pdf]- Changes to Our Conventional Loan Limits and Miscellaneous Changes to Mortgage Eligibility Criteria and Underwriting Guidelines Freddie Mac
12/5/03 Seller/Servicer Bulletin 2003-7 [pdf]
10/3/03 Seller/Servicer Bulletin 2003-6 [pdf].
8/7/03 Seller/Servicer Bulletin (2003-05) [pdf].
More from Freddie Mac For Additional Announcements From Freddie Mac,Check Here More
Other Federal Agencies
4/01/03 FEMA National Flood Insurance Program: Changes the way premiums are calculated for policyholders who purchase flood insurance coverage under the NFIP for ``Pre-FIRM'' buildings in Special Flood Hazard Areas (SFHAs). [pdf]
3/28/03 FTC Proposes Fee Amendment to the Telemarketing Sales Rule
3/27/03 FTC has extended the "the date by which it will require full compliance with Sec. 310.4(b)(4)(iii) of the Amended Telemarketing Sales Rule ("TSR"') until October 1, 2003." [pdf]
3/03/03 FEMA increases the limit of liability under Coverage D--Increased
Cost of Compliance (ICC) of the Standard Flood Insurance Policy from
$20,000 to $30,000. [pdf]
1/14/03 Member Alert: President Signs Flood Insurance Reauthorization Into Law
VA
12/17/03 VA Cicrular explains provisions of the Veterans Benefits Act of 2003 that affect the Loan Guaranty Program. [pdf]
3/26/03 VA has extended the rescission date of the SSCRA Circular 26-01-10 to April 1, 2005" [pdf] 2/10/03 VA Issues Final Rules Implementing Changes to the Loan Guaranty Program Authorized by Congress [pdf]
1/24/03 VA Terminates Vendee Financing For additional VA Circulars Check Here
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