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12/30/04 Ginnie Mae Updates Targeted Lending Initiative (APM 04-22)
12/29/04 Ginnie Mae Updates of MBS Guide, Chapter 20, Maturity or Termination of Pool (APM 04-21). Click here to access the Guide Update
12/21/04 Ginnie Mae Updates Document Custodian Manual (APM 04-18) -- Updated Document Custodian Manual (PDF); Chapter 13 (PDF) effective 06/01/2005
12/16/04 SEC Commissioners Approve Release of Final Rule on Asset-Backed Securities
12/14/04 New Seller/Servicer Bulletin from Freddie Mac (2004-5, dated 12/14/04)
12/9/04 SEC Commission To Review Final Version Of ABS Rule
12/8/04 Ginnie Mae Announces Increase in Allowable VA Loan Limits (APM 04-19)
11/30/04 OFHEO Announces Maximum 2005 Conforming Loan Limit
11/18/04 Ginnie Mae Modifies Procedure for Notifying Issuers of Forbearance (APM 04-17)
11/2/04 HUD Issues Final Housing Goals for Fannie Mae and Freddie Mac for the Years 2005-2008 11/2/04 HUD Seeks Comments on the GSE Housing Goals During Periods With Heavy Refinancings. Comments due December 17, 2004
10/26/04 Freddie Mac Adds Guarantor Executions To Web-Based Selling System
10/25/04 Ginnie Mae Requests Suggestions for Requirements and Procedural Changes to Promote Ginnie Mae's Mission (APM 04-16)
10/21/04 FACT Act Alerts Coming Soon to Freddie Mac's Loan Prospector
10/12/04 Ginnie Mae Modifies Policy Regarding Computation of Closing WALs and Requirements for Publication of Supplemental Statements
10/7/04 Ginnie Mae Names Michael Frenz Its New EVP and COO
10/4/04 HUD Refines Definition of GSE's Proprietary Information/ Public Use Data Mortgage Data 9/30/04 New Guide Announcement from Fannie Mae – Topics Authoritative Online Selling and Servicing Guides, Purchase of Massachusetts "High Cost Home Mortgage Loans, etc. Also, Brochure: New authoritative online Guides and Lender Announcements
9/16/04 Ginnie Mae Clarifies Buyout Authorization (APM 04-15)
9/13/04 Ginnie Mae Introduces the Electronic Format of the Issuer Feedback Report (APM 04-14) 9/13/04 Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster by President Bush Due to Severe Storms and Hurricanes (Hurricanes Charley and Frances and Tropical Storm Gaston) (APM 04-12)
9/1/04 Ginnie Mae Announces Modification of Policy Regarding Non-Sticky Jump and Sticky Jump Classes
9/1/04 Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster by President Bush Due to Severe Storms and Floods
9/1/04 Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster by President Bush Due to Hurricane Charley and Tropical Storm Bonnie
8/26/04 Treasury and IRS Request Comments on REMIC Issues
8/13/04 Ginnie Mae Unveils Excess Servicing Mortgage-Backed Security (“XMBSâ€) Product (APM 04-09)
8/11/04 Freddie Mac Releases New Seller/Servicer Bulletin: Introduces New WAC ARM Cash product 7/30/04 Three New APMs from Ginnie Mae:
-- Introduction of Custom Hybrid ARM Pooling Options (APM 04-06)
-- Removal of Loan Age Limitation from Ginnie Mae Mortgage-Backed Securities Requirements (APM 04-07)
-- GinnieNET 2020, Version 6.0 (APM 04-08)
7/30/04 Ginnie Mae Introduces Government-Guaranteed Stripped MBS
7/14/04 MBA Comments on SEC on Asset-Backed Securities Proposed Rule
7/12/04 Collateral Stipulation Rules for Ginnie Mae SMBS Transactions (MPM 04-04)
7/12/04 Ginnie Mae Introduces Stripped Mortgage Backed Securities Program (MPM 04-03)
7/12/04 Ginnie Mae Eliminates Overnight Delivery of Multiple Issuer Pool Number Report. Will post multiple issuer pool numbers on its website. (APM 04-05)
7/9/04 OFHEO Announces First Quarter 2004 Minimum And Risk-Based Capital Classifications For Fannie Mae And Freddie Mac
6/28/04 OFHEO Announces First Quarter 2004 Minimum And Risk-Based Capital Classifications For Fannie Mae And Freddie Mac
6/28/04 Freddie Mac Permits Lenders To Document Intent To Apply Jointly For Credit On The Uniform Residential Loan Application
6/28/04 HUD Extends Comment Period on New Housing Goals For Fannie Mae And Freddie Mac 6
/28/04 Fannie Mae Amends Seller and Servicing Requirements (Announcement 04-03) Topics include: Uniform Residential Loan Application, Servicing Agreements, Commitment Pair-Offs, Prepayment Premiums, Flexible 97 and 100 Mortgages, Manufactured Housing Update, Possible Lapse of National Flood Insurance Authority, and Test Period for Revised Appraisal Report Forms (1073, 1075 and 2055) 6/25/04 Ginnie Mae Office Move (APM 04-04)
6/9/04 Ginnie Mae Expands Targeted Lending Initiative (APM 04-03)
5/21/04 New Seller/Servicer Bulletin from Freddie Mac
5/19/04 Federal Agencies Seek Public Comments a Joint Statement on Sound Practices Concerning Complex Structured Finance Activities
5/18/04 Ginnie Mae Makes Some MBS Guide Forms Available As "Fillable Forms" For Issuers To Complete And Print. Click Here To Go To the Forms Section Of The MBS Guide
5/14/04 BMA Releases Revised 2004 Practice Guidelines For Trading GSE European Callable Securities 5/14/04 Ginnie Mae Announces Procedural Changes Applicable to Ginnie Mae I MBS Program (APM 04-02)
5/13/04 SEC Proposes New Rules for ABS Registration, Disclosure and Reporting. Comments due by July 12.
5/11/04 IRS issue final rules relating to the timing and source of income from fees received to induce taxpayers to become the holders of noneconomic residual interests in REMICs
5/4/04 SEC Proposes Changing the Registration, Disclosure and Reporting Requirements for Asset-backed Securities
5/3/04 HUD's Proposes 2005-08 Housing Goals for Fannie Mae and Freddie Mac
4/26/04 Fannie Mae Guide Announcement (04-01) - Purchase of Refinanced FHA HECMs and other Miscellaneous Changes to Selling Warranties, Mortgage Documents, Mortgage Insurance Codes, Mortgage Amounts, Credit Score Policy, and to the MI Direct Process
4/20/04 Ginnie Mae Announces Fee Reduction in Platinum Program Effective for May 2004 Settlements (MPM 04-01)
4/19/04 Freddie Mac Launches Initial Interest Mortgage Products
4/13/04 Ginnie Mae Solicits Comments on Removing Minimum Face Value of Mortgage-Backed Securities 4/7/04 OFHEO Proposes Corporate Governance Rule for GSEs
3/26/04 Freddie Mac Releases New Bulletin 2004-1
3/24/04 Freddie Mac Enhances MultiLender Swap Program (Industry Letter 3/24/04)
3/19/04 Ginnie Mae Revises Guaranty Agreement Effective for securities issued on or after May 1, 2004. (APM 04-01)
3/1/04 FIDC Report Finds U.S. Banks Would Fair Well If GSEs Privatized
2/27/04 Freddie Mac Issues Proxy Statement And 2002 Information Statement And Annual Report 2/24/04 OFHEO Outlines Formal Procedures for Calculating the Outlines Fannie Mae and Freddie Mac Conforming Loan Limits
2/10/04 Fannie Mae Introduces New Options for Financing Manufactured Homes (Lender Letter 01-04) [pdf]
12/30/03 Ginnie Mae Announces Increase in Allowable VA Loan Limits (APM 03-27) [pdf]
12/22/03 Federal Reserve Report Quantifies The GSE Implicit Subsidy and Value of Government Ambiguity
12/22/03 Ginnie Mae Eliminates Third-Party Review for Insurance Status of Single Family FHA Loans (APM 03-26) [pdf]
12/19/03 Ginnie mae Gives Update on First Beneficial Mortgage Corporation (APM 03-24) [pdf] 12/18/03 Fannie Mae Addresses Bankruptcy-Related Matters, Delivery Data, and Subordinate Financing (Guide Announcement 03-14) [pdf]
11/26/03 Freddie Mac revises purchase requirements based on the enactment of antipredatory lending legislation in New Jersey, New Mexico, Oklahoma, Illinois, Maine and Nevada (Industry Letter 11/26/03) [pdf]
11/25/03 Fannie Mae Announces Changes to Conventional Loan Limits, Maximum Daily Mortgage Commitment Limit, and Nonreimbursed Business Expense Policy (Guide nnouncement 03-13) [pdf] 10/30/03 Ginnie Mae Provides Forbearance and Buyout Authorization for Loans in CA Diasaster Areas Declareda fires (APM 03-22) [pdf]
10/9/03 Ginne Mae Gives New Loan Level Reporting Requirements [pdf]
10/8/03 Fannie Mae To Require Reporting Additional Information for Mortgage Deliveries, (Guide Announcement 03-08, dated 10/07/03) [pdf]
9/12/03 Ginnie Mae Releases Delivery Dates and Loan Package Transmission Due Dates for Ginnie Mae II Multiple Issuer Pools (APM 03-18) [pdf]
9/4/03 Freddie Mac Enhances Affordable Mortgage Products
8/29/03 Ginnie Mae Releases GinnieNET 2020, Version 5.9 - Dated August 28, 2003. [pdf]
8/26/03 Ginnie Mae will allow issuers to pool several new FHA and VA hybrid Adjustable Rate Mortgage (“ARMâ€) products, effective October 1, 2003. (APM 03-16)
8/12/03 Fannie Mae Issues a Revision to Guide Announcement 03-07. On August 12, 2003 a correction was made to Attachment 1, page 2 of this Announcement. The word "never" was inserted in the following sentence: "The mortgage interest rate may never decrease to less than the ARM's Mortgage Margin, regardless of any downward interest rate cap indicated above." [pdf].
8/11/03 OFHEO is soliciting comments on its draft Strategic Plan, for FY 2003-2008 [pdf]
8/7/03 Freddie Mac Seller/Servicer Bulletin (2003-05) [pdf]. More from Freddie Mac
8/1/03 Fannie Mae Guide Announcement 03-07 [pdf] : Purchase of Kentucky and Arkansas "High-Cost Home Loans," Manufactured Home Mortgages, and Miscellaneous Changes to Lender Relationship and Master Agreement Policies
8/1/03 Ginnie Mae Announces Release of Updated Mortgage-Backed Securities Guide (APM 03-15) [pdf] . To Access the GuideOnline or Download it, Click Here .
7/28/03 Ginnie Mae makes the Mortgage-Backed Securities Guide 5500.3, Rev. 1 - available to view on-line and download.
7/14/03 Ginnie Mae Publishes Final Notice Concerning Release of CertainLoan-Level Data on MBSs [pdf]
6/6/03 Freddie Mac Sends Out New Seller/Servicer Bulletin (2003-04) [pdf]
6/4/03 Fannie Mae Guide Announcement 03-06 - Mortgage Eligibility and Servicing Procedures for Mortgages Secured by Manufactured Homes, and the new Manufactured Home Appraisal Report Addendum (Form 1004C)
6/4/03 OFHEO is soliciting comments as it updates its Strategic Plan. To view the current Strategic Plan, Click Here. Comments can be e-mail to StrategicPlan@ofheo.gov by June 18, 2003
6/4/03 OFHEO Submits Annual Report To Congress
5/27/03 Ginnie Mae Announces Release of GinnieNET, Version 5.8 and Other Modifications [pdf] 5/19/03 Ginnie Mae Announces Revised Procedures for Extending the Maturity Date of Construction Loan Pools - Dated May 16, 2003 [pdf]
5/14/03 Fannie Mae Announces Mortgage Relief for Tornado Victims in Oklahoma
5/13/03 Ginnie Mae Announces Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster (APM 03-11) [pdf]
5/8/03 Fannie Mae Guide Announcement On Military Indulgence (03-05) [pdf]
5/02/03 Fannie Mae Guide Announcement (03-03) Also revisions to:
 Uniform Residential Loan Application - Forms 1003 and 1003 (S)
Statement of Assets and Liabilities - Forms 1003A and 1003 A (S)
4/29/03 Ginnie Mae Sets Delivery Dates and Loan Package Transmission Due Dates for Ginnie Mae II Multiple Issuer Pools for July, August and September 2003 [pdf]
4/29/03 Ginnie Mae Announces Modification of Policy Regarding Increased Minimum Denomination Classes [pdf]
4/24/03 Ginnie Mae Announces Revised Electronic Transmission and Hard Copy Pool Delivery Dates for Calendar Year 2003 [pdf] (APM 03-09)
4/07/03 New Seller/Servicer Bulletin from Freddie Mac
4/03/03 Ginnie Mae Announces Changes toGNMA II MBSs Program (APM 03-08)
4/02/03 OFHEO Issues Final Rule on Securities and Financial Disclosure for Fannie Mae and Freddie Mac [pdf]
4/01/03 Fannie Mae Guide Announcement Addresses Purchase of Georgia and New York "High-Cost Home Loans," (Guide Announcement 03-02, dated 03/31/03) [pdf]
3/25/03 Ginnie Mae Launches Hybrid ARM MBS, Enhanced Disclosures
3/14/03 Ginnie Mae Launches Multiclass Securities e-Access Web Page [pdf] - Access site
3/12/03 Fannie Mae Announces Changes to the MI DirectTM Process and to the Mortgage Bankers' Financial Reporting Form (Guide Announcement 03-01) [pdf]
3/07/03 New Seller Servicer Bulletin from Freddie Mac (Bulletin 2003-02) [pdf]
3/05/03 Ginnie Mae Announces theRelease of GinnieNET 2020, Version 5.7 [pdf]
2/28/03 GAO Releases Report: "Financial Regulation: Review of Selected Operations of the Federal Housing Finance Board." Access [ Full Report [pdf] ] [ Highlights[pdf] ] 2/3/03 Task Force Urges MoreGSE MBS Disclosures
From MBA
1/10/03 MEMBER ALERT: Ginnie Mae Announces Changes Altering Structure Of GNMA II Program
Federal Housing Finance Board
12/17/03 Finance Board Defers Action On Proposed Regulation To Enhance Disclosure On Debt
Fannie Mae
12/18/03 Fannie Mae Addresses Bankruptcy-Related Matters, Delivery Data, and Subordinate Financing (Guide Announcement 03-14) [pdf]
11/25/03 Fannie Mae Announces Changes to Conventional Loan Limits, Maximum Daily Mortgage Commitment Limit, and Nonreimbursed Business Expense Policy (Guide nnouncement 03-13) [pdf] 10/8/03 Fannie Mae To Require Reporting Additional Information for Mortgage Deliveries, (Guide Announcement 03-08, dated 10/07/03) [pdf]
8/12/03 Fannie Mae Issues a Revision to Guide Announcement 03-07. On August 12, 2003 a correction was made to Attachment 1, page 2 of this Announcement. The word "never" was inserted in the following sentence: "The mortgage interest rate may never decrease to less than the ARM's Mortgage Margin, regardless of any downward interest rate cap indicated above." [pdf].
8/1/03 Fannie Mae Guide Announcement 03-07 [pdf] : Purchase of Kentucky and Arkansas "High-Cost Home Loans," Manufactured Home Mortgages, and Miscellaneous Changes to Lender Relationship and Master Agreement Policies
6/4/03 Fannie Mae Guide Announcement 03-06 - Mortgage Eligibility and Servicing Procedures for Mortgages Secured by Manufactured Homes, and the new Manufactured Home Appraisal Report Addendum (Form 1004C)
5/14/03 Fannie Mae Announces Mortgage Relief for Tornado Victims in Oklahoma
5/8/03 Fannie Mae Guide Announcement On Military Indulgence (03-05) [pdf]
5/02/03 Fannie Mae Guide Announcement (03-03) Also revisions to:
Uniform Residential Loan Application - Forms 1003 and 1003 (S)
Statement of Assets and Liabilities - Forms 1003A and 1003 A (S) 4/01/03 Fannie Mae Guide Announcement Addresses Purchase of Georgia and New York "High-Cost Home Loans," (Guide Announcement 03-02, dated 03/31/03) [pdf]
3/12/03 Fannie Mae Announces Changes to the MI DirectTM Process and to the Mortgage Bankers' Financial Reporting Form (Guide Announcement 03-01) [pdf]
12/17/03Fannie Mae Seeks to Increase Homeownership Opportunities for People with Disabilities For Additional Announcements from Fannie Mae - Click Here
Freddie Mac
11/26/03 Freddie Mac revises purchase requirements based on the enactment of antipredatory lending legislation in New Jersey, New Mexico, Oklahoma, Illinois, Maine and Nevada (Industry Letter 11/26/03) [pdf]
9/4/03 Freddie Mac Enhances Affordable Mortgage Products
8/7/03 Seller/Servicer Bulletin (2003-05) [pdf]. More from Freddie Mac
6/6/03 Seller/Servicer Bulletin (2003-04) [pdf]
4/07/03 Seller/Servicer Bulletin (2003-03) [pdf]
3/31/03 Freddie Mac Sends OutIndustry Letter: New York State Banking Law/Georgia Fair Lending Act [pdf]
2/3/03 Task Force Urges MoreGSE MBS Disclosures
 For Additional Announcements From Freddie Mac,
Check Here More 
Ginnie Mae / HUD
12/30/03 Ginnie Mae Announces Increase in Allowable VA Loan Limits (APM 03-27) [pdf]
12/22/03 Ginnie Mae Eliminates Third-Party Review for Insurance Status of Single Family FHA Loans (APM 03-26) [pdf]
12/19/03 Ginnie mae Gives Update on First Beneficial Mortgage Corporation (APM 03-24) [pdf] 10/30/03 Ginnie Mae Provides Forbearance and Buyout Authorization for Loans in CA Diasaster Areas Declareda fires (APM 03-22) [pdf]
10/9/03 Ginne Mae Gives New Loan Level Reporting Requirements [pdf]
9/12/03 Ginnie Mae Releases Delivery Dates and Loan Package Transmission Due Dates for Ginnie Mae II Multiple Issuer Pools (APM 03-18) [pdf]
8/29/03 Ginnie Mae Releases GinnieNET 2020, Version 5.9 - Dated August 28, 2003. [pdf]
8/26/03 Ginnie Mae will allow issuers to pool several new FHA and VA hybrid Adjustable Rate Mortgage (“ARMâ€) products, effective October 1, 2003. (APM 03-16)
8/1/03 Ginnie Mae Announces Release of Updated Mortgage-Backed Securities Guide (APM 03-15) [pdf] . To Access the GuideOnline or Download it, Click Here . http://www.mortgagebankers.org/resident/index.cfm?STRING=http://www.mortgagebankers.org
7/28/03 Ginnie Mae makes the Mortgage-Backed Securities Guide 5500.3, Rev. 1 - available to view on-line and download.
7/14/03 Ginnie Mae Publishes Final Notice Concerning Release of CertainLoan-Level Data on MBSs [pdf]
5/27/03 Ginnie Mae Announces Release of GinnieNET, Version 5.8 and Other Modifications [pdf] 5/19/03 Ginnie Mae Announces Revised Procedures for Extending the Maturity Date of Construction Loan Pools - Dated May 16, 2003 [pdf]
5/13/03 Ginnie Mae Announces Forbearance and Buyout Authorization for Loans in Areas Declared a Disaster (APM 03-11) [pdf]
4/29/03 Ginnie Mae Sets Delivery Dates and Loan Package Transmission Due Dates for Ginnie Mae II Multiple Issuer Pools for July, August and September 2003 [pdf]
4/29/03 Ginnie Mae Announces Modification of Policy Regarding Increased Minimum Denomination Classes [pdf]
4/24/03 Ginnie Mae Announces Revised Electronic Transmission and Hard Copy Pool Delivery Dates for Calendar Year 2003 [pdf] (APM 03-09)
4/03/03 Ginnie Mae Announces Changes toGNMA II MBSs Program (APM 03-08)
3/25/03 Ginnie Mae Launches Hybrid ARM MBS, Enhanced Disclosures (3/25)
3/14/03 Ginnie Mae Launches Multiclass Securities e-Access Web Page [pdf] - Access site
3/05/03 Ginnie Mae Announces theRelease of GinnieNET 2020, Version 5.7 [pdf]
1/30/03 Ginnie Mae: All Participants Memorandum 03-05 - Forms of Irrevocable, Unconditional Letter of Credit and Transfer of Letter of Credit [pdf]
1/27/03 Ginnie Mae Announces AnIncrease in Allowable VA Loan Limits (APM 03-04)
1/10/03 Ginnie Mae Announces:
Changes GNMA II MBS Program (APM 03-02) [pdf]
Delivery Dates and Loan Package Transmission Due Dates for Ginnie Mae II Multiple Issuer Pools (APM 03-03) [pdf]
Multiclass Participants Memorandum 03-02 - Changes to GNMA II Program (MPM 03-02) [pdf]
1/10/03 MEMBER ALERT: Ginnie Mae Announces Changes Altering Structure Of GNMA II Program
1/9/03 Ginnie Mae Streamlines Platinum Issuance Process [pdf]
1/9/03 Ginnie Mae Announces Electronic Transmission and Hard Copy Pool Delivery Dates for Calendar Year 2003 (APM 03-01) [pdf] For additional Ginnie Mae APM Announcements - Click Here
Office of Federal Housing Enterprise Oversight
8/11/03 OFHEO is soliciting comments on its draft Strategic Plan, for FY 2003-2005 [pdf]
6/4/03 OFHEO is soliciting comments as it updates its Strategic Plan. To view the current Strategic Plan, Click Here. Comments can be e-mail to StrategicPlan@ofheo.gov by June 18, 2003
6/4/03 OFHEO Submits Annual Report To Congress
5/27/03 OFHEO Releases Study: "Subprime & Prime Mortgages: Loss Distributions"[pdf]
4/02/03 OFHEO Issues Final Rule on Securities and Financial Disclosure for Fannie Mae and Freddie Mac [pdf]
2/3/03 Task Force Urges MoreGSE MBS Disclosures
1/21/03 OFHEO Proposes Securities Disclosure Regulation for Fannie Mae and Freddie Mac [pdf]
Other Federal Agencies
2/28/03 GAO Releases Report: "Financial Regulation: Review of Selected Operations of the Federal Housing Finance Board." Access [ Full Report [pdf] ] [ Highlights[pdf]
] 5/31/02 OMB Urges Greater Public Disclosure For Fannie Mae And Freddie Mac [pdf]
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