MyMBA »   
Log in »

Welcome to MBA.

Search for: 
 In:   
Market Focus:  
News and Media
Mortgagee Letter
PRINT |

Title: HUD Offers Guidance on HECM Counseling Fees (ML 08-12)
Source: HUD
Date: 5/12/2008

Summary:

In accordance with the regulations at 24 CFR 214.313, the Federal Housing Administration (FHA) has determined that agencies participating in HUD’s Housing Counseling Program may charge a fee for HECM counseling services as long as the cost is reasonable and customary, does not create a financial hardship for the client, and meets the other requirements of the regulation. The housing counseling agency must make a determination about a client's ability to pay, which should include factors, including, but not limited to, income and debt obligations. HUD recommends that the housing counseling agency have written procedures in place for determining ability to pay.

See Related Documents to view Mortgagee Letter 08-12.



Copyright © 2008-2010 Mortgage Bankers Association. All rights reserved.