Mortgage Bankers Association
2005 Path to Diversity Scholars

Nancy Acosta-Benites, CMB, AMP
Costa Mesa, CA

Josephine Ajayi
Assistant Vice President
Deutsche Bank Mortgage Capital, LLC
Bethesda, MD

Domingo A. Balbuena, Jr.
Assistant Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Colleen Bergman
Option One Mortgage Corporation
Atlanta, GA

Virginia A. Brower, AMP
Bank Examiner - Compliance
Comptroller of the Currency
Charlotte, NC

Guillermo Caldelas, AMP
Senior Loan Officer
Freedom Mortgage Corporation
Fishers, IN

Christal L. Carter, AMP
Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Pearly Chen
Vice President
SunTrust Mortgage, Inc.
Maitland, FL

Peggy Claiborne
Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Kristi J. Comvalius, AMP
Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Donya Craddock, AMP
Securitization Analyst
MetLife Home Loans
Irving, TX

Felicia Crenshaw
SunTrust Mortgage, Inc.
Richmond, VA

Debra Leyva Dever
Internal Audit Manager
Colonial National Mortgage, a Division of Colonial Savings, F.A.
Fort Worth, TX

Latitia Downing, AMP
Deco version Supervisor
Cenlar FSB
Ewing, NJ

Cheeryl C. Dumlao, AMP
Supervisor
Cenlar FSB
Ewing, NJ

Ronald S. Evans, CMB
President & Chief Executive Officer
Progressive Equity Funding Corporation
Southlake, TX

Marlene Fernandez-Kennedy
Option One Mortgage Corporation
Irvine, CA

Janai Fullard
Option One Mortgage Corporation
Jacksonville, FL

Adriana M. Galeano-Tippner, AMP
Vice President
Cigna Realty Investors
Bloomfield, CT

Angela S. Gibson, AMP
Servicing Systems Specialist
Cenlar FSB
Trenton, NJ

Pauline Graf
Credit Reporting Specialist
Option One Mortgage Corporation
Irvine, CA

James Hasapis
Option One Mortgage Corporation
Irvine, CA

Lisa Hawkins
Freedom Mortgage Corporation
Fishers, IN

Cliftonia H. Henderson
Closing Manager
SunTrust Mortgage, Inc.
Richmond, VA

Melanie Hoagland
Option One Mortgage Corporation
Irvine, CA

Steven Holland
Partner
Multicultural Homeownership Marketing Consultants
Detroit, MI

Steve Horio
Senior Project Manager
GMAC Mortgage Subservicing
Costa Mesa, CA

Ron Jauregui, AMP
Senior Vice President - Community Alliances
Hispanic National Mortgage Association
Centreville, VA

Louie Jones
NetBank, Inc.
Columbia, SC

Wayne Kelley, Jr., AMP
Assistant Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Rajan Kumaralingam, AMP
Senior Vice President
Morgan Stanley
Frederick, MD

Eleno Licea, Jr., AMP
Mortgage Loan Officer
Southside Bank
Tyler, TX

Alejandra Louden
Mortgage Loan Coordinator
AHC Inc.
Arlington, VA

Christopher Moller
Option One Mortgage Corporation
Sterling, VA

Juan Ordaz, AMP
Wholesale Lock Desk
Colonial National Mortgage, a Division of Colonial Savings, F.A.
Fort Worth, TX

Ami Parekh
Cenlar FSB
Ewing, NJ

Caroll Pena
Underwriting Manager
First Franklin Financial Corporation
San Jose, CA

Gloria Phillips
Option One Mortgage Corporation
Jacksonville, FL

Maria Carla Prieto
Option One Mortgage Corporation
Hackensack, NJ

Michelle Quinn
Senior Attorney
American General Finance Inc.
Evansville, IN

Wanda G. Rich-Morrison
Group Vice President
SunTrust Mortgage, Inc.
Richmond, VA

Tinae Richardson
Option One Mortgage Corporation
Irvine, CA

Hallie L. Roberts, AMP
Satisfaction Supervisor
Cenlar FSB
Ewing, NJ

Carlos Sanchez, AMP
Senior Business Analyst
GMAC Residential Holding Corporation
Santa Ana, CA

Mark Silva, CMB, CRO, AMP
Customer Support Manager
Freddie Mac
Mc Lean, VA

Renee Stokes, AMP
Officer/ Supervisor
SunTrust Mortgage, Inc.
Richmond, VA

Michael N. Tano, CMB, CRO, CRU, AMP
Chief Operations Officer
Beach Community Mortgage
Fort Walton Beach, FL

Kimberly Y. Winston
Senior Analyst
SunTrust Mortgage, Inc.
Richmond, VA