Welcome to MBA.

• Banking Industry Compliance Challenges
  Denise DesRosiers, J.P. Morgan Chase
  
• State Lending Restrictions
  Middleberg, Riddle & Gianna

• Litigation Update
  Michael Agoglia, Morrison & Foerster

• Federal Register: Third Proposed Interagency Guidance on Nontraditional Mortgage Products
  
• Compliance Challenges from New Mortgage Products
  Penny Paplanus, New Century Financial

• The Home Ownership Preservation Initiative in Chicago (HOPI): Reducing Foreclosures through Strategic Partnerships
  Bruce Gottschall, Neighborhood Housing Services of Chicago
  
• Maintaining Home Ownership - A Summary of Loss Mitigation Options
  Tom Rosiello, La Salle

• Developments in Secondary Marketing
  Ellen Marshall
  
• Regulation AB Overview
  Phil Kardis
  
• Reg AB Originator Requirements
  Sandra Barker

• Mortgage Banking Employment Issues 2006
  Bob Davis and David Otsuka, Wells Fargo
  
• Belton v Premium Mortgage Outside Sales 2006
  
• Olivo v GMAC.doc
  
• Third Wage Hour Opinion Loan Outside Sales 03-31-06

• Overview of State Security Breach Laws
  
• FACTA Summary
  Jerry Buckley, Buckley Kolar
  
• FCRA and FACTA: Year 3
  Jerry Buckley, Buckley Kolar
  
• Dealing with Information Security
  Marc Loewenthal
  
• Firm Offers of Credit: Complying with FCRA after Cole and FACTA
  Richard Gottlieb, Dykema Gossett

• Protecting Your Mortgage Company’s Intellectual Property
  J Marston, Powell Goldstein
  
• Key Factors to Consider When Evaluating and Contracting with Vendors
  Teresa Bryce, Nexstar Financial

• MAR monthly report
  
• National Licensing System for the Mortgage Industry
  
• Senate Bill 100 - As Passed
  
• Mortgage Initiative Status Report
  
• Processing Applications for Grants from the Mortgage Lending Fraud Prosecution Account
  
• Arizona Department of Financial Institutions Licensing
  Felicia Rotellini, Arizona Department of Financial Institutions
  
• New Approaches in Pennsylvania
  David Bleickin, Pennsylvania Department of Banking

• RESPA Enforcement Trends and FCRA Litigation Crisis
  
• Issue Paper: Congressional Proposals for Regulation of Fannie Mae and Freddie Mac
  
• Issue Paper: The Federal Home Loan Banks
  
• Issue Paper: FHA Empowerment
  
• MBA Letter on Nontraditional Guidance - March 2006
  
• STATEMENT of Regina M. Lowrie, CMB on Transforming the Federal Housing Administration for the 21st Century before the Subcommittee on Housing and Community Opportunity Committee on Financial Services, United States House of Representatives, April 5, 2006
  
• Issue Paper: New Home Mortgage Disclosure Act (HMDA) Reporting Requirements
  
• Issue Paper: RESPA Reform
  
• Issue Paper: Privacy and Data Security

• Predatory Lending
  Don Lamp
  
• Legislative and Regulatory Tracking Matrices: Selected Licensing and Identity Theft Initiatives
  
• Data Security Breach Notification Laws: A Comparison
  Len Bernstein, Reed Smith
  
• A Report on State Licensing Trends
  Melissa Richards
  
• Overview in Trends in State Licensing
  Melissa Richards
  
• Summary of Predatory Lending - Related Reports
  Rod Alba, ACC Capital Holdings

• Frequently Asked Questions About the New HMDA Data
  
• Ameriquest Agreement
  
• Ameriquest Settlement - Article
  Bernard LeSage
  
• New Information Reported under HMDA and Its Application in Fair Lending Enforcement
  
• MBA Letter on Montgomery County Bill

• Preparing for a Regulatory Review - Exhibit A MRG State Disclosures
  
• Preparing for a Regulatory Review and Controlling Reputational Risks to Your Company
  
• Preparing for Regulatory Review and Controlling Reputational Risks
  Tom Hefferon, Goodwin Procter
  
• Chart Of Multi-State Consumer Protection Settlements

• The Outlook for the Economy and the Housing and Mortgage Markets
  Orawin Velz
  
• Mortgage Fraud Litigation Forecast for the New Economic & Technological Climate
  Stuart Wolfe, Wolfe & Wyman

• RESPA Reform Update
  Don Blanchard, Country Wide Financial
  
• HUD Good Faith Estimate Form
  Don Blanchard, Country Wide Financial
  
• HUD 1 Form411
  Don Blanchard, Country Wide Financial
  
• CANSPAM And Junk Faxes: An Update
  Hazel Hall, National City
  
• Open End Proposal Extension
  
• 2006 RESPA Settlement Update
  Phil Schulman, Kirkpatrick & Lockhart Nicholson Graham
  
• RESPA Enforcement
  Phil Schulman, Kirkpatrick & Lockhart Nicholson Graham
  
• Mortgage Finance Newsletter
  Richard Andreano
  
• Truth in Lending Developments
  Richard Andreano
  
• Truth in Lending Act Update
  Richard Andreano

• Compliance Checklist
  Susan McGovney
  
• The Risk/Reward Challenge: Understanding How to Analyze Legal and Compliance Risks in a Dynamic Business Environment
  Larry Platt, Kirkpatrick & Lockhart Nicholson Graham
  
• Risk/Reward Challange
  Steven Lindsey, Deloitte & Touche
  
• Compliance Officer's Managing Risk
  Susan McGovney
  
• Standard & Poor's Criteria

• Alphabet Soup Roundtable REG Z and REG V
  
• Attorney Client Privilege
  Elena Grigera, Hogan & Hartson
  
• Attorney Client Privilege
  Jan Chilton
  
• Computer Security Incident Response Framework
  
• Instructions for Completing ID Theft Affidavit
  
• Possible Compromise of Loan File Information Letter
  
• Nuts and Bolts of Fair Lending
  Amy Brachio
  
• Nuts and Bolts of RESPA TILA and CANSPAM
  Rich Andreano
  
• State Issues Roundtable Licensing Survey
  
• iComply: State Issues Roundtable Licensing Survey

• Servicing Lessons Learned
  Bennet Koren, McGlinchey Stafford
  
• Servicing Lessons Learned
  Kathy Egan
  
• Servicing Lessons Learned
  Steve Morrison

• Frictionless Compliance
  
• Using Technology to Facilitate Regulatory Compliance
  David Deitrich, Wolters Kluwer Financial and Lynette I. Hotchkiss, Mavent Inc.