Welcome to MBA.

• Market Outlook
  Doug Duncan, Ph.D., MBA's Senior Vice President of Research and Business Development, and Chief Economist

• Pay Option ARMs and Nontraditional Mortgages
  
• Issues and Trends in the Non-Prime Market
  Marina Walsh, Director, Research, Mortgage Bankers Association
  
• Products in the Non-Prime Market - What's Hot and What's Not
  Jon E. Voigtman, Managing Director, Principal Finance, Mortgage-Backed Securities

• Adam Bass, Senior Executive Vice President, ACC Capital Holdings

• Dealing with Internal Governance Issues
  Marc Loewenthal, Senior Vice President, Corporate Affairs, New Century Financial Corporation
  
• Mortgage Fraud - Appraisal Fraud
  Steven S. Albert, MAI, SRA, Executive Vice President, Allstate Appraisal, L.P.
  
• Mortgage Fraud and Identity Theft
  Jacqueline A. Dreyer, Managing Director - Training & Education, The Prieston Group
  
• Mortgage Fraud and Identity Theft
  Ronda Heilig, Supervisory Special Agent, Federal Bureau of Investigation

• Issue Paper: New Home Mortgage Disclosure Act (HMDA) Reporting Requirements
  
• Frequently Asked Questions About the New HMDA Data
  
• Predatory Lending's New Frontier
  
• The Ameriquest Settlement
  
• New Information Reported under HMDA and Its Application in Fair Lending Enforcement
  
• Montgomery County Council Letter

• New Approaches in Pennsylvania
  David Bleicken, Director, Bureau of Licensing, Investigation and Consumer Services, Pennsylvania Department of Banking
  
• Enforcement Action and Litigation
  Andrew L. Sandler, Partner, Skadden, Arps, Slate, Meagher & Flom LLP
  
• Mortgage Servicing Enforcement and Litigation: The Second Wave
  Andrew L. Sandler, Partner, Skadden, Arps, Slate, Meagher & Flom LLP
  
• Consumer Financial Services Enforcement & Litigation Update
  Andrew L. Sandler, Partner, Skadden, Arps, Slate, Meagher & Flom LLP

• Nontraditional Mortgage Products and Government Oversight
  
• Pay Option ARMs and Nontraditional Mortgages

• Hope for Homeowners
  Walt Fricke, Executive Director, The Homeownership Preservation Foundations
  
• Experiences from the Field
  Michael D. Calhoun, General Counsel, Self-Help Credit Union
  

• Tapping the Emerging Markets
  Jim Park, President & CEO, Asian Real Estate Association of America