Mortgage Bankers Association
Quality Assurance Conference
Driving Change
September 11-12, 2008
La Costa Resort and Spa
Carlsbad, California

Thursday, September 11

Opening General Session

Featured Speakers:
John M. Robbins, CMB, Co-Head & Special Counsel, Vertice, a Division of Wachovia Securities
Faith A. Schwartz, Executive Director, HOPE NOW Alliance

Concurrent Sessions:

Recognizing Fraud in Loan Documents and AU Systems

Moderator:
James Ronan, Vice President-Industry Relations, Interthinx

Speakers:
Shirley Rodriguez, Vice President, Entity Monitoring, Vertice, a Division of Wachovia Securities
Amy T. Heinz, Senior Industry Relations Manager, Fannie Mae
Christine C. Rhea, President, Mortgage Investors Group

Risk Mitigation in an Unstable Market

Moderator:
Carol Cocca, Quality Assurance Supervisor, Vertice, a Division of Wachovia Securities

Speakers:
Jacqueline Barend, Operations and Recovery Manager - Risk Management, Vertice, a Division of Wachovia Securities
Vanessa Widener, Esq., Partner, Anderson, McPharlin & Conners LLP

QA Responsibility: Collecting Information for Evidence

Moderator:
Janice Celotti, Attorney, LOGS Network

Speakers:
Rachel M. Dollar, CMB, Vice President, Smith Dollar PC
Ann Fulmer, Vice President , Interthinx
Mark Kasak, Vice President, JP Morgan Chase
Penny A. Paplanus, CMB, Compliance Officer, Planet Financial Group, LLC
Eric Randolph, Senior Vice President, CitiMortgage
C. Robert Simpson, President, IMARC
Rosemarie A. Wolfe, Director - Quality Control, EquiFirst

Concurrent Sessions:

Recognizing Fraud in Loan Documents and AU Systems

Moderator:
James Ronan, Vice President - Industry Relations, Interthinx

Speakers:
Amy T. Heinz, Senior Industry Relations Manager, Fannie Mae
Christine C. Rhea, President, Mortgage Investors Group
Shirley Rodriguez, Vice President - Entity Monitoring, Vertice, a Division of Wachovia Securities

Effective Action Plans

Speakers:
Diane M. Kobayashi, Risk Management Consultant, Wells Fargo Home Mortgage
Marta T. McCall, Senior Vice President - Risk Management, Vertice, a Division of Wachovia Securities

Handouts
Action Plan Governance Template
2008 Audit Dashboard Template
Root Cause Analysis Questions
Action Plan Tracking
Example Opp Chart
Action Tracking Template
Action Plan

Loss Mitigation

Moderator:
Rick L. Needles, Vice President, Saxon Mortgage Services, Inc.

Speakers:
Lauren Bowden, Servicing Quality Control Manager, SunTrust Mortgage, Inc.
A. Michelle Canter, Partner, Franzen and Salzano, P.C.
Rebecca Walzak, CQM, President, Walzak Risk Analysis LLC

Special Luncheon Speaker:
Patti Wood, MA, CSP, Body Language Expert

Concurrent Sessions:

Fraud Escalation and Management Reporting

Moderator:
Sandra M. Rampino, First Vice President - Quality Assurance, HSBC Consumer & Mortgage Lending

Speakers:
Lisa Binkley, Executive Vice President - Risk Strategy, Rapid Reporting Verification Company
Kurt Lofrano, Vice President - Quality Assurance, Wells Fargo Home Mortgage

Effective Action Plans

Speakers:
Diane M. Kobayashi, Risk Management Consultant, Wells Fargo Home Mortgage
Marta T. McCall, Senior Vice President - Risk Management, Vertice, a Division of Wachovia Securities

Untested Waters: Risk Management in Reverse Mortgages

Moderator/Speaker:
Thomas A. Duncan, Owner and Executive Vice President, Quality Mortgage Services, LLC

Speakers:
Ann Fulmer, Vice President, Interthinx
Steven M. Kaplan, Partner, K&L Gates

Concurrent Sessions:

Fraud Escalation and Management Reporting

Moderator:
Sandra M. Rampino, First Vice President - Quality Assurance, HSBC Consumer & Mortgage Lending

Speakers:
Lisa Binkley, Executive Vice President - Risk Strategy, Rapid Reporting Verification Company
Kurt Lofrano, Vice President - Quality Assurance, Wells Fargo Home Mortgage

Loss Mitigation

Moderator:
Rick L. Needles, Vice President, Saxon Mortgage Services, Inc.

Speakers:
Lauren Bowden, Servicing Quality Control Manager, SunTrust Mortgage, Inc.
A. Michelle Canter, Partner, Franzen and Salzano, P.C.
Rebecca Walzak, CQM, President, Walzak Risk Analysis LLC

Risk Mitigation in an Unstable Market

Moderator:
Carol Cocca, Quality Assurance Supervisor, Vertice, a Division of Wachovia Securities

Speakers:
Jacqueline Barend, Operations and Recovery Manager - Risk Management, Vertice, a Division of Wachovia Securities
Vanessa Widener, Esq., Partner, Anderson, McPharlin & Conners LLP

Friday, September 12

Concurrent Sessions:

Impact of New Regulations on Pre-Funding QA

Speakers:
Roger Fendelman, Vice President - Compliance, Interthinx
Lisa Klika, Vice President, Guild Mortgage Company
Louis R. Pizante, Chief Executive Officer, Mavent Inc.

Regulatory Compliance Update

Moderator:
Penny A. Paplanus, CMB, Compliance Officer, Planet Financial Group, LLC

Speakers:
Michael R. Pfeifer, Managing Partner, Pfeifer & Reynolds, LLP
Melissa L. Richards, Esq., Shareholder, Buchalter Nemer
Eric M. Schiffer, Esq., Attorney, Wolfe & Wyman LLP

Government Forbearance Programs

Moderator:
Annemaria Allen, President, The Compliance Group

Speakers:
Chuck Houston, Vice President & Assistant General Counsel, Carrington Mortgage Services, LLC
Stephen D. Morrison, CMB, Vice President - Government & Industry Relations Wells Fargo Home Mortgage
Raymond Snytsheuvel, Vice President Risk Management, General Counsel, The Bohan Group, Inc.

General Session:
GSE & Private Label Investors Forum

Speakers:
Maria B. Brewster, Director - Underwriting Policy & Strategy, Fannie Mae
Mark A. Ross, Acting Director - HQ Quality Assurance Division, U.S. Department of Housing & Urban Development

Sponsors
Rapid Reporting Verification Company
ADFITECH, Inc.
TenA Companies, Inc.
Aces Risk Management Corp.
Cogent Economics, Inc.
DataVerify, Inc.
First American CoreLogic
FNC, Inc.
Interthinx
Mortgage Asset Research Institute, LLC
The Stonehill Group, Inc.
Wetzell Trott